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Cashkumar provides short-term loan of Rs. 1 lakh to borrowers in 8 cities across India. The loan is given for a smaller duration of 8-10 months and funded through peer to peer lending. Investors from across India pledge small amounts and advance the loan with quick turnaround times. As the platform, we collect your documents online and undertake credit as well as eligibility analysis to process the loan.

The Rs. 1 lakh loans are open to all salaried loan seekers and can also be availed by applicants who are new to credit or working in proprietorship/partnership companies. Short-term peer to peer loans are unsecured in nature and can be utilized for a variety of requirements like paying credit card dues, retiring high interest hand loans and meeting personal expenses.

The process is simple, fast and efficient with support provided all through the way by Cashkumar’s loan advisors. Loan are pledged quickly by lenders on the platform leading to faster disbursals. Borrowers are allowed to pay the outstanding principal back any time after 3 EMIs have been paid with zero pre-closure charges. Typical eligibility criteria to avail a Rs. 1,00,000 short term loan are good salary, experience and residence stability.

Short term Peer to Peer loans for Rs. 1,00,000 through Cashkumar are now available in Bangalore, Delhi NCR, Mumbai, Pune, Hyderabad, Chennai, Ahmedabad and Coimbatore. Click on the button below now to apply and avail a loan or call us on our helpline numbers.

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Basic Documents Required for P2P Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Basic Eligibility Criteria for P2P Loans

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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