Fullerton India Credit Company Limited is a lending company wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd and has been operating in India since 2007. They have a network of 400 branches across the country catering to over 1 million customers. Fullerton Financials in itself is a subsidiary of Temasek Holdings which is headquartered in Singapore. Fullerton India provides credit to SME’s, loans to individuals as well as capital for rural enterprises and self-employment.
Fullerton provides personal loans to individuals to advance and progress in life. They cover a wide range of needs and cater to a variety of financial needs with quick approvals and disbursal. Their branches reach out to a 25kms radius to cover even the most remote towns and villages. Offer loans at convenient and flexible options for various personal needs such as as wedding, vacation funding, child’s education, home renovations, medical emergencies, financing an existing loan and so on.
Fullerton offer personal loans with attractive interest rates extending from 13.99% to 19.00% which is payable through EMI. Also the interest rates vary based on the income, your location and your company listing. Loan available upto 20 Lakhs for salaried individuals, which tenures from 12 – 60 months. As personal loans are unsecured loans, they have simpler documentation with no collateral or guarantor requirement. Fullerton offers pre-payment of the loan at any time without any charges.