HDFC BANK Personal Loan Eligibility Calculator

Your HDFC BANK Eligibility

Enter your Monthly Salary, Tenure, Interest Rate and your Monthly EMI to calculate your Loan Amount Eligibility

Get a Quick HDFC BANK Personal Loan at Interest Rates starting from 11.49%

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HDFC Bank is one of India’s premier financial institutions offering services in the areas of personal and corporate banking, insurance, trading and investments. It was founded in 1994 by the Housing Development Finance Corporation (HDFC). The bank has a network of over 4,000 branches and over 11,000 ATM’s across India. Their range of products and services span wholesale banking, retail banking including bank accounts, loans, credit cards and treasury services. The bank is headquartered in Mumbai and is recognized as one of the topmost financial institutions.

HDFC offers hassle-free personal loans to meet your varied financial requirement such as wedding, vacation funding, child’s education, home renovations, medical emergencies, financing an existing loan and so on. They offer attractive interest rates with benefits of easy EMI’s, speedy loan approval, credit shield and disbursal in a minimum time of 2 days. They also provide customized offers for corporate employees and women professionals. With convenience at your doorstep, HDFC bank personal loans ideal for everyone.

HDFC offer personal loans with attractive interest rates extending from 15.75% to 20.00% which is payable through EMI with repayment choices ECS, AD or PDC. Also the interest rates vary based on the income, your location and your company listing. Loan available upto 15 Lakhs for salaried individuals, which tenures from 12 – 60 months. As personal loans are unsecured loans, they have simpler documentation with no collateral or guarantor requirement

Get your Personal Loan from HDFC Bank

HDFC offers Foreclosure option after paying 12 months installment and charges are as below:

  • 13 to 24 Months - 4% of Principal Outstanding
  • 25-36 Months - 3% of Principal Outstanding
  • Greater than 36 Months - 2% of Principal Outstanding

Eligibility Criteria for HDFC Bank Personal Loan:

  • Applicant’s age should be between 21 and 60 years
  • Should be a salaried individual or salaried professional
  • Minimum monthly salary of Rs. 15,000
  • 2 years experience in current occupation
  • 1 year residing in current home address

HDFC Bank offers loans to even a first time borrower with no CIBIL Score

  • Application form and your latest photograph
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Last 3 months bank statement/6 months bank passbook
  • Latest salary slip/ current dated salary certificate with the latest Form 16
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