To access the low interest personal loans from HDFC bank, you have to prove your financial credibility through credit scores, show employment history/status, salary records and existing loanss (if any). HDFC extends funds on an unsecured basis with a range of Rs. 50,000 to Rs. 20,00,000 to individuals and co-applicants. The loan takers are free to utilize the personal loan for any purpose including marriages, holidays, home improvement, hospital treatment or even consolidating debits like current loans or card payments.
HDFC bank normally does not allow for the pre-closure of a loan. If you are a loan seekers you can use our EMI calculator to estimate your monthly outflow as per the amount, tenure and rate of interest for a HDFC Bank personal loan. Our eligibility calculator will show you the typical rate of interest you can obtain from various banks including HDFC.