Personal loans are given by ICICI Bank and other financial institutions to individuals without asking about the requirement or need. They are unsecured loans ranging from Rs. 50,000 to Rs. 20,00,000 which means that you need not mortgage any property or need a guarantor. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical treatment, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned by ICICI Bank. Other factors like years of employment, company you work for, salary, current liabilities etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in give you the flexibility to pre-close the loan without any additional charges. But ICICI Bank does not extend such a facility on personal loans
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Personal Loans in Kochi
There are multiple banks in Kochi which offer personal loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, etc in Kochi which also offer unsecured personal loans according to your profile.
Kochi also known as Cochin earlier is the second largest city in the state of Kerala. It is situated on the coast and is popular for its beaches and backwaters. Quite popularly known as the Queen of the Arabian Sea, this historic city was a harbour and trading centre for spices. The civic administration of Kochi is divided into 74 wards which includes localities like aluva, kaloor, panampilly nagar, vyttila, nettoor, cheranalloor etc. Kochi is called the commercial capital of the state of Kerala due to its natural harbour and corporations in the areas of chemical, IT and health services. The headquarters of the Federation Bank is located in the city of Kochi. It is also landmarked with the LuLu Mall, the largest shopping mall in India along with the fort area and the Syro-Malabar Church.
ICICI BANK Branches providing Personal Loan in Kochi
KOCHI KADAVANTARA BRANCH
PALARIVATTOM, KOCHI BRANCH
ICICI BANK LTD., MOIDU'S BUILDING, S.N JUNCTION, PALARIVATTOM, KOCHI - 682037, KERALA