Personal loans are given by ICICI Bank and other financial institutions to individuals without asking about the requirement or need. They are unsecured loans ranging from Rs. 50,000 to Rs. 20,00,000 which means that you need not mortgage any property or need a guarantor. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical treatment, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned by ICICI Bank. Other factors like years of employment, company you work for, salary, current liabilities etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in give you the flexibility to pre-close the loan without any additional charges. But ICICI Bank does not extend such a facility on personal loans
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Personal Loans in Pune
There are multiple banks in Pune which offer personal loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, etc in Pune which also offer unsecured personal loans according to your profile.
Pune is the second largest city in the state of Maharashtra and the 9th largest city in India. The city is well known as an educational city and a hotpot for students across the country. It is also an emerging destination for the IT and automotive industries with a thriving real estate environment. Its satellite cities of Pimpri-Chinchwad is a concentrated industrial hub and is one of the highest GDP per capita in India. The city is made up of 149 wards in its corporation.
ICICI BANK Branches providing Personal Loan in Pune
PUNE BUND GARDEN BRANCH
ICICI BANK A-WING, SHANGRILA GARDENS, BUND GARDEN ROAD, PUNE. 411001