RBI Moratorium

Calculate the extra interest that you'll pay if you choose to avail it


As per RBI guidelines, financial institutions have been solely entrusted to draft a specific policy on approving and processing requests for a moratorium. The board approved moratorium policy for loans taken from Cashkumar is the following. We request you to read this carefully before opting for the moratorium:

  • Opting for a moratorium will merely shift your EMI cycle from the months this policy is valid and does not release you from any aspect of the liability as per the loan agreement

  • Borrowers opting for moratorium will have to pay additional interest on the outstanding principal (as highlighted above) for this period. It is in addition to any other charges or dues outstanding in your loan account

  • Any delay in paying the additional interest applicable during the moratorium period, as and when they are due, shall be treated as a default and reported to CICs in the same month

  • The company will have the final say in any disputes or complaints raised by borrowers in all issues related to the moratorium including but not limited to the period, payments, additional interest and reporting to CICs


Etyacol Technologies Pvt Ltd

#37-1/1, R K Chambers, First Floor,
Aga Abbas Ali Road,
Ulsoor, Bengaluru - 560 042

Email: support@cashkumar.com

Phone: +91 9535800900

CIN: U72200KA2012PTC063749

Cashkumar does not provide access to pay-day loans and personal loans less than 90 days tenure. Loans offered on the platform are via NBFC-P2P regulated by the Reserve Bank of India, with loan amounts ranging from ₹ 20,000 to ₹ 1,00,000. Our interest rate ranges from approximately 18% to 24% per annum. Loan repayment tenure ranges from 3 to 12 months while the administration fee (processing fee) is approximately 4%.

Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Etyacol Technologies Pvt Ltd (Cashkumar), and does not provide any assurance for repayment of the loans lent on it.