Agra Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Agra. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Agra include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Agra, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Agra. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Agra give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Agra which lies on the banks of the Yamuna river is home to one of the most famous monuments and one of the wonders of the world, the Taj Mahal. The iconic city lies in the northern Indian state of Uttar Pradesh and is bustling haven for tourists from across the world. The city which lies close to the national capital of New Delhi has a rich background in history and culture. It was for a time the seat of governance for under the sultanate of Delhi and came into prominence during the Mughal period. It is one of the most populated cities in the state of UP and one of the top 20 cities in India. The economy of Agra is mostly driven by tourism due to the presence of many historic forts and monuments apart from the Taj Mahal. There is also a substantial share of agriculture, crafts, textile and leather sectors which drive the economy and employment in the city. Agra is also well known for its sweets which are famous across the country. The city has a large proportion of self-employed individuals and there are estimated to be over 7000 SMEs located in and around the city. Apart from the Taj Mahal, the major sources of toursit interest include the Red Fort, Fatehpur Sikri, Itimad-Ud-Daulah, Akbar's tomb, Mankameshwar temple, Gurudwara Guru Ka Tal among others. There are several educational institutions which call the city their home including The institute of Mental Health and Hospital, Central Institute of Hindi, Sarojini Naidu Medical College, Agra College, St. John's College among others.
Multiple banks and NBFCs have branches across the vast city of Agra in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Agra through us. We ensure that you get the best deal for personal loan in Agra by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Agra. We help process requirements in every area across the city of Agra and surrounding areas including Gurgaon, Noida, Ghaziabad and Faridabad. You can get instant personal loan online approval in Agra provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Agra will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Agra.
Eligibility Criteria for Personal Loan in Agra
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
You would require basic documentation such as your address proof, identity proof, latest bank statements etc
Be informed of the different ways your Personal Loan Rate of Interest in Agra is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2017
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