Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Ajmer. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Ajmer include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Ajmer, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Ajmer. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ajmer give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Ajmer is situated in the north-western Indian state of Rajasthan and is the administrative headquarters of Ajmer District. It is one of the heritage cities for HIRDAY- heritage city development and augmentation yojana launched by the PM of India. The city is also known as “The City of Unity” and “Heart of Rajasthan”. Ajmer has a long history of being rules by the Rajputs and play an important role in their past as also in the histpry of India. The city has been divided into 55 wards for administration with each represented by an elected member. The economy of the city is based on Agriculture and manufacturing industries like with crops like bajra, jowar, pulses, maize and groundnut, wheat, barley, gram, oilseeds and cotton grown in the district apart from textile industries. The city is the hub for many education institutions and universities like Central University of Rajasthan, Maharshi Dayanand Saraswati University, Jialal Institute of Education, Sophia School and College. Ajmer is a beautiful tourist destination with plenty of must visit places like Dargah Ajmer Shariff, Nasiyan Jain Temple, Ana Sagar Lake, Nareli Jain Temple, Akbar's Palace & Museum ,Taragarh Fort and Rangji Temple among others.
Multiple banks and NBFCs have branches across the vast Ajmer of Bellary in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Ajmer through us. We ensure that you get the best deal for personal loan in Ajmer by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Ajmer. We help process requirements in every area across the city of Ajmer. You can get instant personal loan online approval in Ajmer provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Ajmer will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Ajmer.
Eligibility Criteria for Personal Loan in Ajmer
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Ajmer is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2018
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