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Best Personal Loans in Aluva, Kochi

Aluva also known as Alwaye is located in Kochi on the banks of the river Periyar, Kerala. Aluva is the industrial and transportation hub of the state, it is a passage which links the highland districts to the rest of the state and Kochin metro rail is under construction in Aluva. Alwaye Palace is a great tourist attraction which was the summer home of the Travancore royal family, Sivarathri festival celebrated with great grandeur annually at the banks of Periyar river. The Advaita Ashrams is situated in Aluva which was founded in 1913 by Sree Narayana Guru (greatest social reformers in india). Aluva is one of the urban cities of Kochi which has presence Municipal Council, is the headquarters of the District Police Chief of Ernakulam Rural Police District, Superintending engineer, PWD(Roads) and of the District Educational Officer.

Personal loans in Kochi are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.

You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Kochi give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

There are multiple banks which offer a personal loan in Kochi such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Kochi such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.

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Personal Loans for All Profiles

There are multiple banks which offer personal loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, etc which also offer unsecured personal loans according to your profile.

Documents required for Personal Loans

Documentation can be a difficult task when it comes to any kind of financial service. For Personal Loans, we make it easier for you and help you with your documentation.

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Personal Loan Calculators

Want to check your loan eligibility? Personal Loan Eligibility Calculator

Want to check your emi payments/timeline? Personal Loan EMI Calculator

How we work?

We have greatly simplified your Personal Loan search in Kochi and help you get your Personal Loan in Kochi in five simple steps,

Step 1

Start your Personal loan search by using our simple natural language form.
Trust us, it takes only 26 seconds to complete!

Step 2

Your information is then passed through our proprietary eligibility algorithm
to show you the different banks and NBFCs who can lend to you.

Step 3

After you choose a particular option that seems best to you, we call you and
help you with the complete documentation.

Step 4

The bank/partner will then collect all your documents and start processing your loan

Step 5

We will notify you when your documents are approved and your loan is ready to be sanctioned