Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Anand. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Anand include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Anand, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Anand. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Anand give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Anand situated in the western Indian state of Gujarat also known as “The Milk Capital of India” is the administrative headquarters of Anand district. The district is popularly known by the nickname of Charotar. The city has great economic significance for the region and India as the National Dairy Development Board- one of the first and most successful co-operative movements- was set up here. The administration of the city is divided into 16 wards serviced by the elected representatives. The economic source of the city is mainly from agriculture and industrial outfits like Amul milk dairy, ELECON , The Charotar Iron Factory, Warm Steam, Milcent and Atlanta Electrics. Crops like paddy, banana, pearl millet, wheat, mustard, castor, cotton, cluster bean , tobacco also fuel the economy of Anand. The city is home of many educational institutions and universities like Extension Education Institute, Anand Agricultural University, Sheth M. C. Polytechnic in Agriculture, Sardar Patel University, IRMA etc. Places to visit and sightseeing spots in and around the city include Sardar Patel and Vithalbhai Patel Memorial, Amul dairy products exhibition centre, Hanumanji Temple(Lambhvel), Iskon temple, Swaminarayan Mandir among others.
We do not take a fee or commission from your amount when you apply for personal loan online in Anand through us. We ensure that you get the best deal for personal loan in Anand by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Anand. We help process requirements in every area across the city of Anand and surrounding areas including Gurgaon, Noida, Ghaziabad and Faridabad. You can get instant personal loan online approval in Anand provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Anand will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Anand.
If you are looking to find out which bank is best for personal loan in Anand then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Anand as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan.
Eligibility Criteria for Personal Loan in Anand
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Anand is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2018
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