Behala is a neighbourhood in the south-west of the city of Kolkata and one of the oldest residential localities. It also serves as a major commercial and industrial hub with amny manufacturing units for chemicals, plastic, metal plating etc. There are also some old schools located in the region and hosts one of the oldest durga puja celebration.
Personal loans in Kolkata are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Kolkata give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Kolkata such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Kolkata such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.
There are multiple banks which offer personal loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, etc which also offer unsecured personal loans according to your profile.
Documentation can be a difficult task when it comes to any kind of financial service. For Personal Loans, we make it easier for you and help you with your documentation.
Check Documents RequiredWant to check your loan eligibility? Personal Loan Eligibility Calculator
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Bank | Address |
---|---|
HDFC BANK |
BEHALA KOLKATA BRANCH
HDFC BANK LTD.155, DIAMOND HARBOUR ROAD,MANTON BAHALA IFSC Code: |
ICICI BANK LIMITED |
BEHALA KOLKATA BRANCH
1ST FLOOR, 70 B,DIAMOND HARBOR ROAD, BEHALA, KOLKATA - 700 008.WEST BENGAL. IFSC Code: |
STATE BANK OF INDIA |
BEHALA BRANCH
163 BY 1 DIAMOND HARBOUR RD DISTT KOLKATA WEST BENGAL 700034 IFSC Code: |
STATE BANK OF INDIA |
PANCHANANTALA BEHALA BRANCH
196B DIAMOND HARBOUR, OPP BEHALA FIRE STATION, DIST. SOUTH 24 PGS, WEST BENGAL 700008 IFSC Code: |
STATE BANK OF INDIA |
ROY BAHADUR ROAD BEHALA BRANCH
12 A SOURIN ROY ROAD,BEHALA,KOLKATA,DISTT.KOLKATA.WEST BENGAL 700034 IFSC Code: |
STATE BANK OF INDIA |
DAKSHIN BEHALA ROAD BRANCH
511,DAKSHINBEHALAROAD,KOLKATA,DISTT.SOUTH24PARGANAS,WESTBENGAL700061 IFSC Code: |
AXIS BANK |
BEHALA BRANCH
76/69 DIAMOND HARBOUR ROAD BEHALA CHOWRASTA IFSC Code: |
KOTAK MAHINDRA BANK LIMITED |
KOLKATA BEHALA BRANCH BRANCH
76 69 DIAMOND HARBOR ROAD BEHALA CHOURASTA WEST BENGAL KOLKATA 700008 IFSC Code: |