Best Personal Loans in Connaught Place, Delhi-NCR
Connaught Place is a famous business centre in Delhi popularly known for its abbreviation CP. The area was established during the British Raj and comprises two concentric circles hosting many business and commercial establishments. The area has beautiful old building from the days of the British Raj with scenic views from each side. The radials contain 8 roads leading in and out. Under Connaught Place is the famous air-conditioned market Palika Bazaar. Many shops and well known eateries dot the circles along with old time movie theatres like Regal and Odeon.
Personal loans in Delhi-ncr are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Delhi-ncr give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Delhi-ncr such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Delhi-ncr such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.