Personal Loan in 
Ernakulam

Personal Loan Interest Rates in Ernakulam from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Ernakulam

 

ICICI Bank Personal Loan in Ernakulam

 

Axis Bank Personal Loan in Ernakulam

 

Citibank Personal Loan in Ernakulam

 

Kotak Bank Personal Loan in Ernakulam

 

RBL Bank Personal Loan in Ernakulam

 

Tata Capital Personal Loan in Ernakulam

 

Fullerton Personal Loan in Ernakulam

 

IndusInd Bank Personal Loan in Ernakulam

 

Cashkumar Ernakulam

CASHKUMAR
ERNAKULAM

Best Personal Loan Providers in Ernakulam

Ernakulam Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Ernakulam. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Ernakulam include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Ernakulam, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Ernakulam. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ernakulam give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Ernakulum city is situated in the southern Indian state of Kerala and is the headquarters of Ernakulum district. The city has a history going back hundreds of years and till recently was the administrative capital of the state. The city is divided into 73 administrative wards each serviced by an elected representative. The economy of the city is majorly from industries and manufacturing units like chemical companies, service sector, logistics and warehousing components, retail and many others. The educational infrastructure in the city is strong with the presence of noted institutions like Maharajas College, Government Model Engineering College, St.Teresa’s Women's College, Govt. Law College, St.Alberts College, Sacred Heart College, Cochin University of Science & Technology. Tourists visiting Ernakulum can roam places of interest like Bhoothathan Kettu Dam & Reserve Forest, Paavakkulam Mahadeva Temple, Puthuvype Beach, Ernakulum Shiva temple among others.

All the major banks and NBFCs in the country have a network in Ernakulam through their many branches. They offer personal loans in Ernakulam along with a lot of other services relating to banking, investment, wealth management and advisory services. The banks have branches across the city which operate and cater to the needs of people at various locations in the city. All banks offer doorstep service for document collection for loan applications.

Apply for personal loan online in Ernakulam through us and get access to various deals and offers from different banks and NBFCs when they are available. If you want to know how to get a personal loan in Ernakulam then call us on our number or fill in your details on our simple form. We will log your request and compare you details against the eligibility criteria of different banks and NBFCs to get you the best deal for personal loan in Ernakulam. You can also get Instant personal loan online approval in Ernakulam if your details match the ideal specifications of a bank/NBFC. With more and more personal loan agents in Ernakulam, it can be rather confusing to find out which deal matches your exact requirement. We help you do this through our interactive service which helps you compare and get the lowest interest rates for personal loan in Ernakulam. The entire service is delivered at your comfort with documents collected from your home, office or suitable location. Gain more information on our site of topics like EMI, eligibility, interest rates, credit score and other areas. Check your eligibility through our various calculators and get the best deal for personal loan in Ernakulam. We do not charge you for our services and you will be advised every step of the way from application to disbursal for free.

If you are looking to find out which bank is best for personal loan in Ernakulam then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Ernakulam as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan. In cases where you do not have a credit score and need a personal loan in Ernakulam without CIBIL check, you can approach private and individual lenders through this platform. We provide a platform that aggregated various types and categories of lenders to suit each requirement.

Eligibility Criteria for Personal Loan in Ernakulam

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Ernakulam Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Ernakulam

Bank Address
ICICI BANK ERNAKULAM (COCHIN) BRANCH

ERNAKULAM

IFSC Code:
STATE BANK OF INDIA M.G ROAD,ERNAKULAM BRANCH

JEEVAN.PRAKASH,L.I.C.BUILDING,MAHATMA.GANDHI.ROAD,KOCHI,PIN.682011

IFSC Code:
STATE BANK OF INDIA COMMERCIAL BRANCH, ERNAKULAM BRANCH

EXPRESS HOUSE,3RD FLOOR,KALOOR,KOCHI,ERNAKULM,KERALA,PIN 682017

IFSC Code:
STATE BANK OF INDIA PBB ERNAKULAM BRANCH

ERNAKULAM CHAMBER OF COMMERCEBUILDING,NO.40 BY 2967,SANMUGHAMROAD,BROADWAY P.O.,, KERALA ,PIN-682031

IFSC Code:
STATE BANK OF INDIA SME CITY CREDIT CENTRE BRANCH

ERNAKULAM

IFSC Code:
STATE BANK OF INDIA TRADE FINANCE CPC, ERNAKULAM BRANCH

ERNAKULAM KERALA

IFSC Code:
STATE BANK OF INDIA PERINTHALMANNA BRANCH

PERINTHALMANNA,ERNAKULAM,KERALA

IFSC Code:
STATE BANK OF INDIA STRESSED ASSETS RECOVERY CENTRE, (SARC) ERNAKULAM BRANCH

DIST ERNAKULAM

IFSC Code:
STATE BANK OF INDIA SSI ERNAKULAM BRANCH

P.B.NO.1187, 1ST FL, R.S.BLDG.,OPP.MAHARAJAS COLLEGE GROUND, ,ERNAKULAM ,PIN - 682011

IFSC Code:
STATE BANK OF INDIA KOCHI PORT TRUST BRANCH

NORTH END, WILLINGDON ISLAND, COCHIN PORT TRUST, ERNAKULAM, KERALA

IFSC Code:
STATE BANK OF INDIA VAZHAKULAM BRANCH

VII BY 196,PB NO. 1,MANJALLOOR PANCHYAT,VAZHAKULAM,ERNAKULAM,KERALA

IFSC Code:
STATE BANK OF INDIA ASHOKAPURAM BRANCH

PERUMBAVOOR RD ASOKAPURAM ERNAKULAM KERALA

IFSC Code:
STATE BANK OF INDIA AYAVANA BRANCH

EDATHIKUDI BLDGS, AYAVANA, ERNAKULAM, KERALA

IFSC Code:
STATE BANK OF INDIA CHERIAPILLY BRANCH

XI BY ABDULLA HAJI BLDGS,KAITHARAM P O,CHERIAPILLY,ERNAKULAM,KERALA

IFSC Code:
STATE BANK OF INDIA BROADWAY BRANCH

P.B.NO.2524,EKM BROADWAY,ERNAKULAM,KERALA,PIN 682031

IFSC Code:
STATE BANK OF INDIA ERNAKULAM SOUTH BRANCH

MANORAMA JUNCTION ,SA ROADPANAMPILLY NAGAR - ERNAKULAM , PIN - 682036

IFSC Code:
STATE BANK OF INDIA KONGORPILLY BRANCH

CHAMAKALA BUILDINGS, KONGORPILLY, ERNAKULAM, KERALA

IFSC Code:
STATE BANK OF INDIA KOTHAMANGALAM BRANCH

P B NO 11, ALWAYE MUNNAR ROAD, KOTHAMANGALAM, ERNAKULAM, KERALA, PIN - 686691

IFSC Code:
STATE BANK OF INDIA MATTANCHERRY BRANCH

SHAN COMPLEX, BAZAR ROADKOCHIERNAKULAM PIN - 682002

IFSC Code:
STATE BANK OF INDIA MOOZHIKULAM BRANCH

P B NO. 2, MOOZHIKULAM JUNCTION, MOOZHIKULAM, ERNAKULAM

IFSC Code:
STATE BANK OF INDIA MULAVUKAD BRANCH

MMG BUILDING, PONNARIMANGALAM P O, MULAVUKAD, ERNAKULAM

IFSC Code:
STATE BANK OF INDIA MUVATTUPUZHA BRANCH

P.B.NO.15,DAS.BROS.BUILDING,MUVATTUPUZHA,ERNAKULAM,KERALA,PIN.686661.

IFSC Code:
STATE BANK OF INDIA NELLIMATTOM BRANCH

P B NO. 1, PEECHAT BLDG, NELLIMATTOM, ERNAKULAM, KERALA

IFSC Code:
STATE BANK OF INDIA PERUMANOOR BRANCH

PARAMBI ESTATE, PERUMANOOR, ERNAKULAM,STATE KERALA,PIN 682015

IFSC Code:
STATE BANK OF INDIA PUTHUVIPE BRANCH

ST.JOSEPH SEVAKENDRAM BLDG SCHOOL MITTAM,PUTHUVIPE, OCHANTHURUTH, ERNAKULAM

IFSC Code:
STATE BANK OF INDIA AVOLY BRANCH

PARAKOTTA BUILDING, AVOLY, ERNAKULAM, KERALA

IFSC Code:
STATE BANK OF INDIA OAD, ZO, ERNAKULAM BRANCH

ERNAKULAM,KERALA

IFSC Code:
STATE BANK OF INDIA LISSIE HOSPITAL ERNAKULAM BRANCH

ERNAKULAM,STATE.KERALA,PIN.682018.

IFSC Code:
STATE BANK OF INDIA CEPZ KAKKANAD BRANCH

ERNAKULAM, KERALA, PIN 682030

IFSC Code:
STATE BANK OF INDIA RACPC, ERNAKULUM BRANCH

ERNAKULAM, KERALA

IFSC Code:
STATE BANK OF INDIA CAC ERNAKULAM BRANCH

I ST FLOOR, KTDC BUILDING, SHANMUNGHAM ROAD,ERNAKULAM-682011

IFSC Code:
STATE BANK OF INDIA DE PAUL ATHANI BRANCH

DIST ERNAKULAMSTATE KERALA

IFSC Code:
STATE BANK OF INDIA FACT ELOOR BRANCH

DIST ERNAKULAMSTATE KERALA

IFSC Code:
STATE BANK OF INDIA CCPC, ERNAKULAM BRANCH

EXPRESS TOWERS,KALOORERNAKULAM 682 017

IFSC Code:
STATE BANK OF INDIA PADIVATTOM BRANCH

CHEMBU MUKKU,CIVIL LINE ROAD,KAKANAD COCHIN 21

IFSC Code:
STATE BANK OF INDIA NEDUMBASSERY BRANCH

NEDUMBASSERY,P O VAPPALASSERY,DISTERNAKULAM683572

IFSC Code:
STATE BANK OF INDIA NERIAMANGALAM BRANCH

PERIYAR TOWERS,TELEPHONE EXCHANGE,NERIAMANGALAM,DISTERNAKULAM 686693

IFSC Code:
STATE BANK OF INDIA NELLAD BRANCH

PARAKUDIYIL COMPLEX,KAKKANAD MUVATUPUZHA ROAD,NELLAD,DISTERNAKULAM

IFSC Code:
STATE BANK OF INDIA ELAMAKKARA BRANCH

BUILDING NO 48 BY 34,A1,A3 LF PLAZA,POTTAKUZHI ROAD,P.O. ELAMAKKARA,DISTERNAKULAM 682026

IFSC Code:
STATE BANK OF INDIA KUMBALAM BRANCH

KAILAS BUILDINGS,KAMOTH JUNCTION,PANANGAD P O,DISTERNAKULAM682506

IFSC Code:
STATE BANK OF INDIA THAMMANAM BRANCH

ALUNGAL BUILDINGS,AISWARYA LANE,PULLEPADY THAMMANAM ROAD,THAMMANAM P O,DIST ERNAKULAM 682032

IFSC Code:
STATE BANK OF INDIA SOUTH CHITTOOR BRANCH

VII BY 5908,BETHEL,CHITTOOR ROAD,ERNAKULAM,KERALA 682027

IFSC Code:
STATE BANK OF INDIA RBO ERNAKULAM URBAN BRANCH

REGIONAL BUSINESS OFFICE, ERNAKULAM URBAN, STATE BANK OF INDIA, LHO ANNEXE II, SHANMUGHAM ROAD, ERNAKULAM,, DIST ERNAKULAM 682031

IFSC Code:
STATE BANK OF INDIA RBO ERNAKULAM SEMI URBAN BRANCH

RBO ERNAKUALM SEMI URBAN, SUBURBAN, STATE BANK OF INDIA, LHO ANNEXE BUILDING, SHANMUGHAM ROAD, DIST ERNAKULAM 682031

IFSC Code:
STATE BANK OF INDIA KANGARAPADY BRANCH BRANCH

BLDG. NO.59 A, NEAR BSNL OFFICE, VADACODE P.O., KANGARAPADY, ERNAKULAM 682 021

IFSC Code:
STATE BANK OF INDIA STRESSED ASSETS MANAGEMENT BRANCH, ERNAKULAM BRANCH

40/974, SECOND FLOOR, R.S.HOUSE, OPPOSITE COLLEGE GROUND, M.G.ROAD, ERNAKULAM 682011

IFSC Code:
STATE BANK OF INDIA SMART CITY BRANCH

SMART CITY , HEERA CYBER VIEWS, INFOPARK EDACHIRA ROAD, THENGODE PO, KOCHI. KERALA 682030

IFSC Code:
STATE BANK OF INDIA CHAKKARAPARAMBU BRANCH

BLDG NO. 33/644C, GOVT HIGH SCHOOL ROAD, VENNALA PO , KOCHI. KERALA682028

IFSC Code:
STATE BANK OF INDIA KUNDANNUR BRANCH

DOOR NO.2/297 4 KARIMPANAL CHAMBERS, OPP. TO HOTEL WYTE FORT, NH 47 BYE PASS ROAD, MARADU, ERNAKULAM, DISTT.ERNAKULAM. KERALA 682034

IFSC Code:
STATE BANK OF INDIA THYKOODAM BRANCH

29/1567, JJ ANNEXE, CHURCH ROAD, THYKOODAM,POST VYTILLA. KOCHI,DISTT. ERNAKULAM.KERALA 682 033

IFSC Code:
STATE BANK OF INDIA ERNAKULAM RBO III BRANCH

REGIONAL BUSINESS OFFICE 3 ADMINISTRATIVE OFFICE, 8TH FLOOR, ERNAKULAM, DISTT. ERNAKULAM. KERALA682031

IFSC Code:
STATE BANK OF INDIA AYYAPPANKAVU BRANCH

DOOR NO.42/632 BLAVATH BLDGS, CHITTOOR ROAD, AYYAPPANKAVU,DIST ERNAKULAM,KERALA 682 018

IFSC Code:
STATE BANK OF INDIA CHILAVANNUR BRANCH

28/1363 F,POZHIYIL BLDGS., A.V.JOHN ALUNGAL LANE, PADOM STOP, K.P.VALLOAN ROAD, KADAVANTHRA POST, DIST ERNAKULAM,KERALA 682020

IFSC Code:
STATE BANK OF INDIA MAMANGALAM BRANCH

DOOR NO.34/1860 A,THAPASYA TOWER, MAMANGALAM, PALARIVATTOM PO, ERNAKULAM, DISTT.ERNAKULAM. KERALA 682025

IFSC Code:
STATE BANK OF INDIA YMCA JUNCTION, ERNAKULAM BRANCH

Y.M.C.A.JUNCTION,PLOT NO.40 BY 9043 BY B,1ST FLOOR,CHITTOR ROAD

IFSC Code:

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    Step 2

    Your information is then passed through our proprietary eligibility algorithm
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    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Ernakulam will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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