Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Gandhinagar. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Gandhinagar include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Gandhinagar, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Gandhinagar. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Gandhinagar give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Gandhinagar is situated in the state of Gujarat in the west of India. Also known as the "Green city" or "Ecopolite city" it is the capital of Gujarat and lies on the bank of Sabarmati River. It is the administrative capital of the state which was shifted to this newly built city and away from Ahmedabad the commercial hub. Gandhinagar is one of India’s planned cities with modern architecture dominating the infrastructure of the city. As capital, it carries the entire political apparatus of the state housing the offices and the people employed. The city holds the administrative heart of Gujarat and is the seat of bureaucracy and hence the economy is led by government employment. In recent times a thermal power plant and a software tech park have been established to boost economic development. The city has a lot of educational institutions of repute including Central University of Gujarat, National Institute of Design, Gujarat Forensic Sciences University, Gujarat National University of Law, IIT etc. Gandhinagar is famous for the Akshardham temple which is a must visit place for tourists. Apartf rom this some of the other noteworthy places to visit in the city are Adalaj Trimandir, Indroda Nature Park, Sarita Udhyan, Aalloa Hills Resort & Golf Course, Dandi Kutir, Children's Park among others.
Multiple banks and NBFCs have branches across the vast city of Gandhinagar in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Gandhinagar through us. We ensure that you get the best deal for personal loan in Gandhinagar by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Gandhinagar. We help process requirements in every area across the city of Gandhinagar. You can get instant personal loan online approval in Gandhinagar provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Gandhinagar will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Gandhinagar.
Eligibility Criteria for Personal Loan in Gandhinagar
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Gandhinagar is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Jan 2019
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