Personal Loan in 
Gangtok

Personal Loan Interest Rates in Gangtok from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Gangtok

 

ICICI Bank Personal Loan in Gangtok

 

Axis Bank Personal Loan in Gangtok

 

Citibank Personal Loan in Gangtok

 

Kotak Bank Personal Loan in Gangtok

 

RBL Bank Personal Loan in Gangtok

 

Tata Capital Personal Loan in Gangtok

 

Fullerton Personal Loan in Gangtok

 

IndusInd Bank Personal Loan in Gangtok

 

Cashkumar Gangtok

CASHKUMAR
GANGTOK

Best Personal Loan Providers in Gangtok

Gangtok Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Gangtok. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Gangtok include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Gangtok, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Gangtok. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Gangtok give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Gangtok is situated in the northern-eastern Indian state of Sikkim. It is the capital of Sikkim and is one a popular destination for Buddhist pilgrims. Gangtok is the administrative headquarters of Sikkim. The city has become popular after the establishment of the Enchey Monastery. The city is divided into 15 wards for its administration. Gangtok is the main base for tourism in Sikkim and economy of the city is based on hospitality industry as well as cottage industries like handicrafts. Gangtok has some known educational institutions like the Sikkim Government College, Sikkim Government Law College and Sikkim university. Gangtok is a beautiful tourist destination and the home of Buddhist temples which attract people from India and abroad every year. Among the many popular attractions include Nathula Pass, Tsomgo Lake, Hanuman Tok, Baba Harbhajan Singh Memorial Temple, Himalayan Zoological Park among others.

Multiple banks and NBFCs have branches across the vast city of Gangtok in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

Check out the lowest interest rates for personal loans in Gangtok by filling in the forms and letting our intuitive algorithm search for the best deal. We work with various banks and NBFCs as compared to personal loan agents in Gangtok and thus are able to search for a better offer. The entire process is completed at your doorstep or through the use of technology to make it simple and convenient. You can get the lowest interest rates for personal loans in Gangtok if you meet the eligibility criteria for various banks and NBFCs. All steps are taken in complete security and your data is always protected and secure through the entire transaction. Read all about personal loans, credit rating, EMIs and eligibility if you are wondering how to get a personal loan in Gangtok. If you have your requirements ready then apply for a personal loan online by filling in our simple form or reaching out to us over phone. Instant online approval for personal loan in Gangtok can also be obtained if you meet the exact criteria for a certain bank or NBFC.

We do not take a fee or commission from your amount when you apply for personal loan online in Gangtok through us. We ensure that you get the best deal for personal loan in Gangtok by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Gangtok. We help process requirements in every area across the city of Gangtok. You can get instant personal loan online approval in Gangtok provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Gangtok will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Gangtok.

Eligibility Criteria for Personal Loan in Gangtok

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Gangtok Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Gangtok

Bank Address
HDFC BANK GANGTOK SIKKIM BRANCH

YAMA BUILDING,M G MARG, GANGTOKGANGTOKSIKKIM737101

IFSC Code:
HDFC BANK GANGTOK BRANCH

GROUND FLOOR C/O HUNGRY JACK RESTAURENT NH31 A

IFSC Code:
ICICI BANK GANGTOK BRANCH

M.G MARG, GANGTOK 737101

IFSC Code:
STATE BANK OF INDIA GANTOK BRANCH

M.G.MARG,GANGTOK737101

IFSC Code:
STATE BANK OF INDIA REGIONAL OFFICE, GANGTOK BRANCH

DISTEAST SIKKIM,SIKKIM

IFSC Code:
STATE BANK OF INDIA CHUNGTHANG BRANCH

DIST NORTH SIKKIM,SIKKIM 737120

IFSC Code:
STATE BANK OF INDIA ZERO POINT BRANCH

31A, NATIONAL HIGHWAY, DISTT. EAST SIKKIM, SIKKIM 737101

IFSC Code:
STATE BANK OF INDIA DEORALI BAZAR BRANCH

DIST EAST SIKKIM SIKKIM 737102

IFSC Code:
STATE BANK OF INDIA RASMECC CUM SARC GANGTOK BRANCH

DISTEAST SIKKIM,WEST BENGAL

IFSC Code:
STATE BANK OF INDIA SBPB, GANGTOK BRANCH

MG MARG,EAST SIKKIM,GANGTOK,PIN737101

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Gangtok and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Gangtok who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Gangtok will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

    Are you ready to find the lowest interest rates available for your Personal Loan in Gangtok?

    Yes! Get me a Personal Loan
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