Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Gurgaon. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Gurgaon include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Gurgaon, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Gurgaon. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Gurgaon give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Gurgaon is one of the most important and economically developed towns in India located in the state of Haryana. It is considered a part of the National Capital Region and adjoins Delhi. Popularly called the Millenium City the town has seen rapid development over the past 30 years having one of the highest per capita incomes in the country. It is divided into 36 wards which are further divided into blocks hosting many apartments and residential complexes. The main road is the NH-8 expressway passing through Gurgaon which joins Delhi to Jaipur. The area hosts the offices of 250 of Fortune 500 companies and is a major outsourcing haven. The DLF Cyber City is a large hub which hosts many of these offices. Many famous educational institutions like the MDI Gurgaon, ITM University, The Shri Ram School are situated here. Leisure and commercial centres like Ambience Mall, Epicentre etc are located here. The area has seen heavy residential development with high property rates.
Multiple banks and NBFCs have branches across the vast state of Gurgaon in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Gurgaon through us. We ensure that you get the best deal for personal loan in Gurgaon by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Gurgaon. We help process requirements in every area across the city of Gurgaon and surrounding areas including Gurgaon, Noida, Ghaziabad and Faridabad. You can get instant personal loan online approval in Gurgaon provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Gurgaon will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Gurgaon.
You can now apply for a personal loan in Gurgaon without CIBIL check by approaching private lenders and financers through our website. Financial institutions conduct a CIBIL check on every application but this facility is not available to individual lenders. There are separate criteria which are scrutinized by financers to evaluate your eligibility for a loan. These checks are done quickly so that’s in some cases it might also be possible for you to get a personal loan in 24 hours in Gurgaon. To know more about these options or find out new alternatives like the P2P lending route, place your loan request by filling in our form or call us on the numbers provided.
Eligibility Criteria for Personal Loan in Gurgaon
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Gurgaon is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2018
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I am waiting for information on loan sir. Your people called and said I will get call from bank which I have not got
We are sorry about the situation Mr. Gaurav. Will ensure that you get a call by the end of today
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Hello Cashkumar!! Good to know about your site. Can you tell me if you also do private loans
Hi Mrinal!! Pls send us your request by filling in our forms and we will be happy to help
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