Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Gurgaon. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Gurgaon include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Gurgaon, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Gurgaon. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Gurgaon give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Gurgaon is one of the most important and economically developed towns in India located in the state of Haryana. It is considered a part of the National Capital Region and adjoins Delhi. Popularly called the Millenium City the town has seen rapid development over the past 30 years having one of the highest per capita incomes in the country. It is divided into 36 wards which are further divided into blocks hosting many apartments and residential complexes. The main road is the NH-8 expressway passing through Gurgaon which joins Delhi to Jaipur. The area hosts the offices of 250 of Fortune 500 companies and is a major outsourcing haven. The DLF Cyber City is a large hub which hosts many of these offices. Many famous educational institutions like the MDI Gurgaon, ITM University, The Shri Ram School are situated here. Leisure and commercial centres like Ambience Mall, Epicentre etc are located here. The area has seen heavy residential development with high property rates.
Multiple banks and NBFCs have branches across the vast state of Gurgaon in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Gurgaon through us. We ensure that you get the best deal for personal loan in Gurgaon by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Gurgaon. We help process requirements in every area across the city of Gurgaon and surrounding areas including Gurgaon, Noida, Ghaziabad and Faridabad. You can get instant personal loan online approval in Gurgaon provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Gurgaon will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Gurgaon.
You can now apply for a personal loan in Gurgaon without CIBIL check by approaching private lenders and financers through our website. Financial institutions conduct a CIBIL check on every application but this facility is not available to individual lenders. There are separate criteria which are scrutinized by financers to evaluate your eligibility for a loan. These checks are done quickly so that’s in some cases it might also be possible for you to get a personal loan in 24 hours in Gurgaon. To know more about these options or find out new alternatives like the P2P lending route, place your loan request by filling in our form or call us on the numbers provided.
Eligibility Criteria for Personal Loan in Gurgaon
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Gurgaon is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Oct 2018
Find out your customized interest rate for a Personal Loan in Gurgaon?
We have greatly simplified your Personal Loan search in Gurgaon and will help you get it in four simple steps,
Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!
Your information is then passed through our proprietary eligibility algorithm to tell you the different banks and NBFCs in Gurgaon with their best offers.
After you choose a particular option that seems best to you, we call, advice and assign the request to the chosen bank(s).
The bank/partner in Gurgaon will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.
Cashkumar Gurgaon Personal Loan Reviews
Personal Loan in Gurgaon by Cashkumar is rated 4.6 / 5.0
by 15 users
Your reviews motivate us and help us make our service even better
I had a revealing experience searching for a loan online. There are many sites which cater to online loan requests by getting different banks together on their site. I wanted a loan in Gurgaon and Cashkumar made it possible for me to get a good deal.
Thank you Cashkumar for helping me with my personal loan request. I had people come to my flat is sun city and collect all my documents. I got a confirmation call soon that the loan was processed.
Cool site with a lot of information about how to get a loan as well as other things like interest rates, CIBIL etc
I got my loan request handled by Cashkumar. They are a bit slow and it took early a week for someone to come and collect the documents from my home in palam vihar. But ultimately the loan was approved. I hope they become faster because this is a good service which helps people.
I check for CIBIL score on their calculator and it is close to my real score so very good application I shall say. Everyone can use it!
Sir I am from Sohna and I was really helped by your website in getting a loan. Thanks to the lady who talked to me because she gave a lot of information on personal loans.
Hats off guys. A well rounded and comprehensive site. Lots of relevant informaiton and I like the personal service you provide as compared to others. Keep it up
Simple and easy to use. Your form is sooo good. Applause :)
I am waiting for information on loan sir. Your people called and said I will get call from bank which I have not got
We are sorry about the situation Mr. Gaurav. Will ensure that you get a call by the end of today
A good all-round site for us residents of Gurgaon. Good to kow that you service our part of the country and connecting us to various banks and NBFCs
Hello Cashkumar!! Good to know about your site. Can you tell me if you also do private loans
Hi Mrinal!! Pls send us your request by filling in our forms and we will be happy to help
This is a good helpful site for people who want a loan. I recommend them 100%
I got really good information and lots of tips guys. This is a great resource for all residents of gurgaon who are looking for personal loans
I have applied to a loan through Cashkumar and I must say the experience was quite good. They are a new site and have bee really helpful.
I was thinking that what will a site do in terms of getting a loan but Cashkumar has tie-ups with many good banks and financers. I applied and got a loan from HDFC bank through them but there were 2 other banks also willing to lend. I chose HDFC because they gave me the lowest interest rate.
Personal Loan in Gurgaon by Cashkumar has been rated
by 15 users
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