Personal Loans in
Joka

Kolkata

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Best Personal Loans in Joka, Kolkata

Joka is a locality in south west Kolkata famous for hosting the Indian Institute of Management (IIM), Kolkata. It is an educational area teeming with students trying to learn the intricacies of management. It is located towards the south-west of Kolkata signalling the end of the tram line.

Personal loans in Kolkata are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.

You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Kolkata give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

There are multiple banks which offer a personal loan in Kolkata such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Kolkata such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.

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Personal Loans for All Profiles

There are multiple banks which offer personal loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, etc which also offer unsecured personal loans according to your profile.

Documents required for Personal Loans

Documentation can be a difficult task when it comes to any kind of financial service. For Personal Loans, we make it easier for you and help you with your documentation.

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Personal Loan Calculators

Want to check your loan eligibility? Personal Loan Eligibility Calculator

Want to check your emi payments/timeline? Personal Loan EMI Calculator

How we work?

We have greatly simplified your Personal Loan search in Kolkata and help you get your Personal Loan in Kolkata in five simple steps,

Step 1

Start your Personal loan search by using our simple natural language form.
Trust us, it takes only 26 seconds to complete!

Step 2

Your information is then passed through our proprietary eligibility algorithm
to show you the different banks and NBFCs who can lend to you.

Step 3

After you choose a particular option that seems best to you, we call you and
help you with the complete documentation.

Step 4

The bank/partner will then collect all your documents and start processing your loan

Step 5

We will notify you when your documents are approved and your loan is ready to be sanctioned

Banks where you can get a
Personal Loan in Joka, Kolkata

Bank Address
STATE BANK OF INDIA IIM CAMPUS, JOKA BRANCH

DIAMOND HARBOUR ROAD JOKA, KOLKATTA, DT24 PARGANAS S, W. BENGAL ,PIN - 700104

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