Personal Loan in 
Kottayam

Personal Loan Interest Rates in Kottayam from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Kottayam

 

ICICI Bank Personal Loan in Kottayam

 

Axis Bank Personal Loan in Kottayam

 

Citibank Personal Loan in Kottayam

 

Kotak Bank Personal Loan in Kottayam

 

RBL Bank Personal Loan in Kottayam

 

Tata Capital Personal Loan in Kottayam

 

Fullerton Personal Loan in Kottayam

 

IndusInd Bank Personal Loan in Kottayam

 

Cashkumar Kottayam

CASHKUMAR
KOTTAYAM

Best Personal Loan Providers in Kottayam

Kottayam Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Kottayam. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Kottayam include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Kottayam, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Kottayam. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Kottayam give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Kottayam situated in the south-western Indian state of Kerala also known by nicknames such as "Akshara Nagari", "Chuvar Chitra Nagaram" is the administrative headquarters of Kottayam District. Records state that a number of social struggles held in Kerala among these the Malayali Memorial Agitation originated in Kottayam. The civic administration of the city is done through 38 ward representatives that form the municipal council. The city is a trading destination for spices and rubber, this being the cornerstone of its aconomy. Apart from this the tourism sector also provides employment and is a major contributor to the economy. City based educational institutions in Kottayam include Rajiv Gandhi Institute of Technology, Indian Institute of Information Technology, St. Joseph's College of Engineering & Technology, Indian Institute of Mass Communication, Model Polytechnic College etc. Popular tourist and religious places like Vagamon, Vaikom Mahadeva Temple, Illikkal Kallu, Boat Tours, Thangal Hill, St Mary's Knanaya Church , Kumarokam bird sanctuary among others are part of the city.

Kottayam has a wide coverage of banks and NBFCs to provide various services in every part of this expanding city. Every major financial institution has a network throughout the city to provide services ranging from personal finance, corporate banking, wealth advisory, investment etc. NBFCs also provide services in the area of financing consumer good purchases apart from the regular functions like providing personal loans in Kottayam. Apart from this a lot of public sector banks also have a wide network of branches in the city providing similar services.

Check out the lowest interest rates for personal loans in Kottayam by filling in the forms and letting our intuitive algorithm search for the best deal. We work with various banks and NBFCs as compared to personal loan agents in Kottayam and thus are able to search for a better offer. The entire process is completed at your doorstep or through the use of technology to make it simple and convenient. You can get the lowest interest rates for personal loans in Kottayam if you meet the eligibility criteria for various banks and NBFCs. All steps are taken in complete security and your data is always protected and secure through the entire transaction. Read all about personal loans, credit rating, EMIs and eligibility if you are wondering how to get a personal loan in Kottayam. If you have your requirements ready then apply for a personal loan online by filling in our simple form or reaching out to us over phone. Instant online approval for personal loan in Kottayam can also be obtained if you meet the exact criteria for a certain bank or NBFC.

Eligibility Criteria for Personal Loan in Kottayam

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Kottayam Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Banks where you can get a
Personal Loan in Kottayam

Bank Address
HDFC BANK KOTTAYAM BRANCH

UNITY BUILDINGSNEAR COLLECTORATE,OPP. M.D.C. CENTRE, KK ROADKOTTAYAMKERALA686 002

IFSC Code:
HDFC BANK PALA BRANCH

HDFC BANK LTD PORUNNOLIL BUILDING PETTA ROAD, PALA, KOTTAYAM PALA KERALA

IFSC Code:
HDFC BANK BAKER JUNCTION BRANCH

CSI BAKER COMPLEX JN1ST FLOOR PB NO 247KOTTAYAM

IFSC Code:
ICICI BANK KOTTAYAM BRANCH

KALLUPALAM LEGACY, CMS COLLEGE ROAD ,KOTTAYAM-686001, KERALA.

IFSC Code:
ICICI BANK ADIMALI BRANCH

ICICI BANK LTD, ADIMALY BRANCH, SREERAGAM BUILDING,CAMPCO JUNCTION, ADIMALY PIN:685561,KERALA

IFSC Code:
ICICI BANK KOTTAYAM BRANCH

KOTTAYAM

IFSC Code:
STATE BANK OF INDIA KOTTAYAM BRANCH

VELLAPALLY BUILDING, K.R RD KOTTAYAM 6866001

IFSC Code:
STATE BANK OF INDIA MANNANAM BRANCH

K.E. COLLEGE ROAD,MANNANAM,KOTTAYAM,KERALA,PIN 686561

IFSC Code:
STATE BANK OF INDIA ERATTUPETTA BRANCH

PB NO 2,MAIN RD,ERATTUPETTA,KOTTAYAM,KERALA

IFSC Code:
STATE BANK OF INDIA KAIPUZHA BRANCH

VIII79,MANNANUMNEENDOOR,KAIPUZHA,KOTTAYAM,KERALA,PIN.686602.

IFSC Code:
STATE BANK OF INDIA RAMAPURAM BRANCH

PB NO 2 RAMAPURAM KOTTAYAM KERALA

IFSC Code:
STATE BANK OF INDIA KODIMATHA BRANCH

ZION PLAZA,WARD NO 13 BY 858 A,PO KOTTAYAM SOUTH,KOTTAYAM

IFSC Code:
STATE BANK OF INDIA KURUPPANTHARA BRANCH

PARAKALA BUILDING,M C ROAD,MANJOOR,KURUPPANTHARA,DISTKOTTAYAM 686603

IFSC Code:
STATE BANK OF INDIA KURAVILANGAD BRANCH

STMARYS FORANE CHURCH BUILDING,STMARYS CHURCH ROAD,PALLICKAVALA KOTTAYAM

IFSC Code:
STATE BANK OF INDIA PAMPADY BRANCH

MALLEEKADUPPIL BLDGS,PAMPADY P O,KOTTAYAM,DIST KOTTAYAM 686502

IFSC Code:
STATE BANK OF INDIA RCPC, KOTTAYAM BRANCH

REGIONAL BUSINESS OFFICE,PHOENIX TOWERS,,THIRUNAKKARA,DIST KOTTAYAM 686001

IFSC Code:
STATE BANK OF INDIA KALATHIPADY BRANCH

PARAYIL BUILDINGS,KALATHIPADY,VADAVATHOOR.P.O,KOTTAYAM,DISTKOTTAYAM686010

IFSC Code:
STATE BANK OF INDIA REGIONAL BUSINESS OFFICE, KOTTAYAM BRANCH

STATE BANK OF INDIA, REGIONAL BUSINESS OFFICE, PHOENIX TOWERS, THIRUNAKKARA, KOTTAYAM, KERALA686001

IFSC Code:
STATE BANK OF INDIA CAC KOTTAYAM BRANCH

PB NO 173, KK ROAD, OPP MANORAMA, KOTTAYAM, KERALA - 686001

IFSC Code:
STATE BANK OF INDIA SPL.PBB, KOTTAYAM BRANCH

DOOR NO. XII/1374, OPP. BCM COLLEGE,DIST. KOTTAYAM,KERALA 686001

IFSC Code:
STATE BANK OF INDIA RASMECCC KOTTAYAM BRANCH

1ST2ND FLOOR, OPPOSITE TO BCM COLLEGE, K K ROAD, KOTTAYAM, DISTT.KOTTAYAM. KERALA 686001

IFSC Code:
STATE BANK OF INDIA KANJIKUZHY BRANCH

CHERUPALLI BUILDING, K K ROAD, KANJIKUZHY, P.O.KOTTAYAM, KOTTARYAM. KERALA-686004

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Kottayam and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Kottayam who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Kottayam will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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