Personal Loan in 
Kozhikode

Personal Loan Interest Rates in Kozhikode from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Kozhikode

 

ICICI Bank Personal Loan in Kozhikode

 

Axis Bank Personal Loan in Kozhikode

 

Citibank Personal Loan in Kozhikode

 

Kotak Bank Personal Loan in Kozhikode

 

RBL Bank Personal Loan in Kozhikode

 

Tata Capital Personal Loan in Kozhikode

 

Fullerton Personal Loan in Kozhikode

 

IndusInd Bank Personal Loan in Kozhikode

 

Cashkumar Kozhikode

CASHKUMAR
KOZHIKODE

Best Personal Loan Providers in Kozhikode

Kozhikode Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Kozhikode. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Kozhikode include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Kozhikode, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Kozhikode. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Kozhikode give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Kozhikode formerly known as Calicut is situated in the southern Indian state of Kerala. Kozhikode is known as “The city of Spices” and also as the “city of Sculptures”. Kozhikode is the headquarters of Calicut District. Kozhikode has a long history where it was the capital of Malabar during the times of Sri Samoothiri Maharajas and Kozhikode was also the place where Vasco da Gama first landed in India at a place called Kappad.

The city is divided into 32 wards for its current administration with the population consisting of people from different religions. The economy of the city is driven by the cultivation of spices like Black Pepper and Cardamom. The city is a hub of various small scale industries like footwear manufacturing. Kozhikode is home to various institutions and universities like Calicut Regional Engineering College (CREC), The University of Calicut, The Calicut Medical College, , Government Engineering College (GEC), Malabar Christian College, Zamorin's Guruvayurappan College, the National Institute of Communicable Diseases, Centre for Mathematics.

Major tourist spots in the city include Kozhikode Beach, Kappad Beach, Tali Temple, Beypore Beach, Tusharagiri Falls, Kozhippara Falls, Azhakodi Devi Temple, Mishkal Mosque among others.

Multiple banks and NBFCs have branches across the vast city of Kozhikode in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

We do not take a fee or commission from your amount when you apply for personal loan online in Kozhikode through us. We ensure that you get the best deal for personal loan in Kozhikode by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Kozhikode. We help process requirements in every area across the city of Kozhikode. You can get instant personal loan online approval in Kozhikode provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Kozhikode will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Kozhikode.

Eligibility Criteria for Personal Loan in Kozhikode

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Kozhikode Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Banks where you can get a
Personal Loan in Kozhikode

Bank Address
ICICI BANK QUILANDY BRANCH

ICICI BANK LTD., OPPOSITE PARK RESIDENCY HOTEL, NH, QUILANDY - 673305, KOZHIKODE DIST., KERALA

IFSC Code:
ICICI BANK NADAKKAVU BRANCH

ICICI BANK LTD., GROUND FLOOR, BHUMIDAYA GRANDEUR, NADAKKAVU CROSS ROAD, KOZHIKODE - 673011, KERALA

IFSC Code:
STATE BANK OF INDIA KALLAI ROAD,KOZHIKODE BRANCH

DIST KOZHIKODE, KERALA, PIN 673003

IFSC Code:
STATE BANK OF INDIA NADAKKAVU BRANCH

POST BAG NO.1,KOZHICODE,KOZHIKODE DISTKOZHICODE,673011

IFSC Code:
STATE BANK OF INDIA THIRUVANNUR KOZHIKODE BRANCH

22 BY 361,COTTON MILL ROAD,PIN673029

IFSC Code:
STATE BANK OF INDIA POONOOR BRANCH

P B NO 1, UNNIKULAM, KOZHIKODE, KERALA

IFSC Code:
STATE BANK OF INDIA KANJIRAMKULAM BRANCH

DIST KOZHIKODESTATE KERALA

IFSC Code:
STATE BANK OF INDIA CLEARING CPC, KOZHIKODE BRANCH

DIST KOZHIKODESTATE KERALA

IFSC Code:
STATE BANK OF INDIA NADUVANNUR BRANCH

RANIYA COMPLEX,NADUVANNUR,DISTKOZHIKODE 673614

IFSC Code:
STATE BANK OF INDIA NARIKKUNNI BRANCH

VISMAYA ARCADE,NEAR NARIKKUNNI H.S.S.,NARIKUNNI,DISTKOZHIKODE 673585

IFSC Code:
STATE BANK OF INDIA RBO II, CALICUT BRANCH

2ND FLOOR SOUTHERN TRADE TOWER, PUSHPA JUNCTION, FRANCIS ROAD, DIST CALICUT,KERALA 673002

IFSC Code:

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    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Kozhikode who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Kozhikode will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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