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  20,000 - 1.5 lakhs    3 months onwards    Zero Pre-closure

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Cashkumar Manali


Best Personal Loan Providers in Manali

Personal Loan in Manali is funded through P2P lending by Cashkumar lenders across India. They are unsecured loans given from Rs. 20,000 to Rs. 1,50,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Manali include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Manali, you must have a good credit history and adequate salary to get your personal loan sanctioned with Cashkumar in Manali. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Cashkumar in Manali give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Manali is a hill station situated in the northern Indian state of Himachal Pradesh. It lies on the Northern end Valley of the Kullu valley in HP and hence the city is also known as Kullu- Manali. According to history the Indian former Prime Minister Jawaharlal Nehru used to spend his holidays in Manali. The modern administration of the city is divided into 7 wards each overseen by an elected representative. The economy source of the city is mainly from tourism and agriculture through crops like paddy, maize, kodra, salyara and a wide range of fruits. The city is the base of educational institutions like Vivekananda Vidyalaya, Jaya Jaya Sankara International School and Colleges, Manali University and Degree College, Government Degree and PU College. Manali is a heavenly tourist destination visited by tourists from India and abroad for its natural beauty at places like, Rohtang Pass, Solang Valley, Manikaran Gurudwara, Van Vihar National Park and Jogini waterfall among others.

Multiple banks and NBFCs have branches across the vast city of Manali in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

We do not take a fee or commission from your amount when you apply for personal loan online in Manali through us. We ensure that you get the best deal for personal loan in Manali by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Manali. We help process requirements in every area across the city of Manali. You can get instant personal loan online approval in Manali provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Manali will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Manali.

Eligibility Criteria for Personal Loan in Manali

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • Basic documentation such as KYC, latest bank statements etc are required
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Documents Required for Manali Personal Loan

  • Three passport size photographs
  • ID proof – Passport/Voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ Post paid Mobile bill/ Rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Banks where you can get a
Personal Loan in Manali

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    How we work?

    We have greatly simplified your Personal Loan search in Manali and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you your loan eligibility with the best offers customized according to your profile.

    Step 3

    After you agree to our offer, we then start processing the loan and your profile will be showcased to the multiple lenders on our platform

    Step 4

    We will notify you on each step and when your personal loan is ready to be sanctioned.

    Are you ready to find the lowest interest rates available for your Personal Loan in Manali?

    Yes! Get me a Personal Loan

    Get an easy Short Term Loan from Cashkumar. Rs 20,000 to Rs 1 lakh. 3 months to 1 year repayment. Zero Pre-closure charges.

    Get an offer now!