Personal Loan in 
Mohali

Personal Loan Interest Rates in Mohali from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Mohali

 

ICICI Bank Personal Loan in Mohali

 

Axis Bank Personal Loan in Mohali

 

Citibank Personal Loan in Mohali

 

Kotak Bank Personal Loan in Mohali

 

RBL Bank Personal Loan in Mohali

 

Tata Capital Personal Loan in Mohali

 

Fullerton Personal Loan in Mohali

 

IndusInd Bank Personal Loan in Mohali

 

Cashkumar Mohali

CASHKUMAR
MOHALI

Best Personal Loan Providers in Mohali

Mohali Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Mohali. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Mohali include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Mohali, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Mohali. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Mohali give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Mohali is the sister city to Chandigarh and is situated in the northern Indian state of Punjab. The city nicknamed Sahibzada Ajith Singh Nagar has grown to be an important economic and political hub in Punjab due to its proximity to Chandigarh and the national capital New Delhi. Mohali is a planned city developed in extension of Chandigarh but the history of the place goes back to an earlier age. The importance of the city also stems from its fast growing status as in IT hub. Administratively, Mohali is divided into 35 wards which structure it for better maintenance. The economy of the city is mainly industry based with the presence of companies like ICI Paints, Godrej Group, Quark, Philips apart major IT companies. Mohali can also talk of its educational institutions like Universal Group of Institutions, Indian School of Business (ISB), Indian Institute of Science Education and Research, National Institute of Pharmaceutical Education and Research (NIPER), Shaheed Udham Singh College of Engineering & Technology, Chandigarh Engineering College etc. The city is famous for its cricket stadium of the PCA where many international and domestic matches are held every year. Other places to visit in and around the city include Rose Garden, Bougainvillea Garden, Silvy Park, Valley Park, Musical Fountain Park, Baba Banda Singh Bahadur War Memorial, Fateh Burj, Dr. Diwan Singh Kalepani Museum among others.

Personal and Business loans in Mohali are advanced for amounts ranging from Rs. 50,000 to Rs. 45,00,000 and the funds can be used for a variety of reasons ranging from travel, wedding/marriage, medical, home renovation to balance transfer and debt consolidation. As a loan seeker you should consider factors such as tenure, pre-payment, amount apart from low rate of interest before you avail an offer. As a professional doctor, CA, CS, Architect with private practice, you can avail higher amounts and better interest rates from banks and NBFCs. Women entrepreneurs are also encouraged with special offers on business loans by them.

Multiple banks and NBFCs have branches across the vast city of Mohali in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

If you are looking to find out which bank is best for personal loan in Mohali then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Mohali as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan. In cases where you do not have a credit score and need a personal loan in Mohali without CIBIL check, you can approach private and individual lenders through this platform. We provide a platform that aggregated various types and categories of lenders to suit each requirement.

Eligibility Criteria for Personal Loan in Mohali

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Mohali Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Mohali

Bank Address
HDFC BANK KAMBALA BRANCH

HDFC BANK LTD GROUND FLOOR VILLAGE KAMBALA P O DHARAMGARH MOHALI SAHIBZADA AJIT SINGH NAGAR PUNJAB 140306

IFSC Code:
ICICI BANK SECTOR MOHALI BRANCH

SCO 31 SECTOR 67 MOHALI PUNJAB 160059

IFSC Code:
ICICI BANK MOHALI PHASE BRANCH

ICICI BANK LTD SCO 2 AND 3 SECTOR 65A PHASE 11 NEAR PUNJAB MANDI BOARD MOHALI

IFSC Code:
STATE BANK OF INDIA MOHALI BRANCH

SCO NO 35 SAS NAGAR MOHALI DISTROPAR,PUNJAB 160055

IFSC Code:
STATE BANK OF INDIA SHFB MOHALI BRANCH

SECTOR NO 32, C PHASE, 8 SECTOR, 64 MOHALI PUNJAB

IFSC Code:
STATE BANK OF INDIA SSI MOHALI BRANCH

S.C.O.NO.10C, PHASE V SAG NAGAR, MOHALI ROPAR, PUNJAB ,PIN - 160055

IFSC Code:
STATE BANK OF INDIA LANDRAN BRANCH

BANUR TO KHARAR MAIN ROAD,NEAR LANDRAN CHOWK,LANDRAN,DISTMOHALI 140307

IFSC Code:
STATE BANK OF INDIA LALRU BRANCH

NEAR LALRU UNDERWAY,LALRU,DISTMOHALI 140501

IFSC Code:
STATE BANK OF INDIA MULLANPUR BRANCH

CHANDIGARH TO SISWAN TO KURALI ROAD,NEAR JAND HOSPITAL,MULLANPUR GARIBDAS,DIST MOHALI 140901

IFSC Code:
STATE BANK OF INDIA KANDALA BRANCH

NEAR TEMPLE VILLAGE KANDALA,P.O.DHARAMGARH,DISTMOHALI140306

IFSC Code:
STATE BANK OF INDIA SECTOR 68 MOHALI BRANCH

KOTHI NO. 101, SEC 70 SAS NAGAR, MOHALI 160071

IFSC Code:
STATE BANK OF INDIA LIABILITY CENTRAL PROCESSING CENTER BRANCH

D 173, PHASE VIII B, INDUSTRIAL AREA, MOHALI S.A.S NAGAR , PUNJAB

IFSC Code:
STATE BANK OF INDIA PHASE 11, MOHALI BRANCH

SCF 61 PHASE 11 MOHALI DISTTMOHALI HARYANA160059

IFSC Code:
STATE BANK OF INDIA PHASE VII, MOHALI BRANCH

SINGLE STOREY SHOP NO. 6 PHASE VII MOHALI DISTT.MOHALI PUNJAB160055

IFSC Code:
STATE BANK OF INDIA PHASE IX, MOHALI BRANCH

SCF05,PHASEIX,MOHALI,DISTT.MOHALI,PUNJAB160062

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Mohali and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Mohali who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Mohali will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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