Personal Loan in 
Palakkad

Personal Loan Interest Rates in Palakkad from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Palakkad

 

ICICI Bank Personal Loan in Palakkad

 

Axis Bank Personal Loan in Palakkad

 

Citibank Personal Loan in Palakkad

 

Kotak Bank Personal Loan in Palakkad

 

RBL Bank Personal Loan in Palakkad

 

Tata Capital Personal Loan in Palakkad

 

Fullerton Personal Loan in Palakkad

 

IndusInd Bank Personal Loan in Palakkad

 

Cashkumar Palakkad

CASHKUMAR
PALAKKAD

Best Personal Loan Providers in Palakkad

Palakkad Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Palakkad. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Palakkad include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Palakkad, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Palakkad. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Palakkad give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Palakkad, also known as “Palghat”, is situated in the southern Indian state of Kerala and is the administrative headquarters of Palakkad District. The city is thought of as the gateway to Kerala having a rich and diverse cultural history. The city has been divided into 50 wards for better civic governance and daily administration. The economy of the city is mainly based on agriculture with cultivation of crops like paddy, Coconut, Rubber, Pulses, Areca nut, Tapioca, Ginger, Groundnut, Sugarcane and Cotton. Some of the educational institutions calling Palakkad their base are Kerala State Civil Service Academy, Govt. Victoria College, Chembai Memorial Government Music College, Co-Operative Arts & Science College, Indian Institute of Technology, NSS College of Engineering, Ahalia School of Engineering and Technology etc. While not having backwaters like the south of the state, Paakkad still has some places to visit for tourists like Palakkad Fort, Jainimedu Jain Temple, Malampuzha Dam, Vadakkanthara Thirupurakkal Bhagavathy temple, Velliangadi Sree Mariamman Kovil, Velliangadi Sree Karnaki Amman Temple , Manappullikavu temple, Viswanatha Swamy Temple, C.S.I Church of Hope among others.

Best personal loans in Palakkad are provided by most banks and financial institutions through our platform. You can apply online for any personal loan or business loan in Palakkad and get lowest interest rate. These are unsecured loans and you will not need to provide a guarantor, security or collateral to apply. Your application is processed and approved based on eligibility factors like CIBIL Score, salary, employer, current debts among others. You can get low personal loan interest rate based on these factors as also the criteria of the banks or NBFCs. We help you get the best personal loan or business loan by helping reach out to most banks and NBFCs at the same time with your application.

Personal and business loans in Palakkad are advanced for amounts ranging from Rs. 50,000 to Rs. 45,00,000 and the funds can be used for a variety of reasons ranging from travel, wedding/marriage, medical, home renovation to balance transfer and debt consolidation. As a loan seeker you should consider factors such as tenure, pre-payment, amount apart from low rate of interest before you avail an offer. As a professional doctor, CA, CS, Architect with private practice, you can avail higher amounts and better interest rates from banks and NBFCs. Women entrepreneurs are also encouraged with special offers on business loans by them.

If you are looking for best deals in Palakkad at the lowest rate of interest then apply for personal loan online by filling the form or call us now. You can get instant personal loan approval online by evaluating your eligibility and the criteria set by banks. Personal loan agents in Palakkad work with a limited set of financial institutions and might not be able to get you the best rate as compared to us. All information related to personal loan and business loan eligibility in Palakkad as well as credit scores are available to you on this site. You can also check our eligibility calculator, EMI calculator and CIBIL Score estimator.

Eligibility Criteria for Personal Loan in Palakkad

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Palakkad Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Palakkad

Bank Address
HDFC BANK PALAKKAD BRANCH

VIII/246, CHANDRANAGAR JUNCTIONPALAKKADKERALA678007

IFSC Code:
HDFC BANK PALAKKAD BRANCH

PB 111 IST FLOORS J COMPLEXR S ROAD

IFSC Code:
HDFC BANK OLAVACODE BRANCH

GROUND FLOOR POOPAS ARCADE OLAVACODE PALAKKAD KERALA 678002

IFSC Code:
ICICI BANK WEST FORT ROAD PALAKKAD BRANCH

PALAKKAD

IFSC Code:
ICICI BANK OLAVAKKODE BRANCH

ICICI BANK LTD POOPPAS ARCADE MAIN ROAD OLAVAKKODE PALAKKAD - 678002

IFSC Code:
ICICI BANK VICTORIA COLLEGE BRANCH

ICICI BANK LTD MIDHUN ARCADE VICTORIA COLLEGE JUNCTION PALAKKAD 678001

IFSC Code:
STATE BANK OF INDIA PALAKKAD BRANCH

ENGLISH CHURCH ROAD PALAKKAD

IFSC Code:
STATE BANK OF INDIA PALAKKAD ADB BRANCH

POST.BOX.NO.313,BIG.BAZAR.ROAD,PALAKKAD.PIN.678014

IFSC Code:
STATE BANK OF INDIA OLAVAKKOT BRANCH

MA FARM 10 BY 708, P.B.NO.1, PALAKKAD, KERALA, PIN - 678009

IFSC Code:
STATE BANK OF INDIA PATTAMBI BRANCH

SHORANUR RD,MELE PATTAMBI,PALAKKAD,KERALA

IFSC Code:
STATE BANK OF INDIA CIVIL STATION, PALAKKAD BRANCH

COLLECTORATE, DISTT. PALAKKAD, KERALA 678 001

IFSC Code:
STATE BANK OF INDIA VANIAMKULAM BRANCH

MAIN ROAD, VANIAMKULAM, PALAKKAD, KERALA

IFSC Code:
STATE BANK OF INDIA ONGALLUR BRANCH

KALADIPATTA POST,PATTAMBI,PALGHAT,PALAKKAD,KERALA

IFSC Code:
STATE BANK OF INDIA VALLAPUZHA BRANCH

P.B.NO.1, VALLAPUZHA, PALAKKAD, KERALA

IFSC Code:
STATE BANK OF INDIA EDATHANATTUKARA BRANCH

VATTAMANAPURAM POST, ALANALLOOR VIA, PALGHAT DISTT., KERALA 678 601

IFSC Code:
STATE BANK OF INDIA PALAKKAD TOWN BRANCH

NO.31 777, MARKET ROADBIG BAZAARPALAKKAD PIN - 678014

IFSC Code:
STATE BANK OF INDIA POTTASSERY BRANCH

KANJIRAPUZHA RD,POTTASSERY,PALGHAT,PALAKKAD,KERALA

IFSC Code:
STATE BANK OF INDIA MERCY COLLEGE, PALAKKAD BRANCH

23 72,TIRUNELLALI ROADPALAKKAD,PALAKKAD PIN - 678006

IFSC Code:
STATE BANK OF INDIA RASMECC, PALAKKAD BRANCH

PALAKKAD,KERALA

IFSC Code:
STATE BANK OF INDIA THEVARA BRANCH

DIST PALAKKADSTATE KERALA

IFSC Code:
STATE BANK OF INDIA BALARAMAPURAM BRANCH

DIST PALAKKADSTATE KERALA

IFSC Code:
STATE BANK OF INDIA NORTH PARUR BRANCH

DIST PALAKKADSTATE KERALA

IFSC Code:
STATE BANK OF INDIA INSTRUMENTATION LTD, PALAKKAD BRANCH

INSTUMENTAION LTD , PALAKKAD, KERALA

IFSC Code:
STATE BANK OF INDIA KADAMPAZHIPURAM BRANCH

PANCHAYATH BUS STAND BUILDINGS,KADAMPAZHIPURAM,DISTPALAKKAD 678633

IFSC Code:
STATE BANK OF INDIA VICTORIA COLLEGE (PALAKKAD) BRANCH

7 BY 590,MITHUN ARCADE,OPP.VICTORIA COLLEGE,PALAKKAD 678001

IFSC Code:
STATE BANK OF INDIA MEENAKSHIPURAM BRANCH

6 BY 212,MAIN ROAD,MEENASHIPURAM PALAKKAD

IFSC Code:
STATE BANK OF INDIA KOOTTANAD BRANCH

1 BY 478 D,KRISHNA ARCADE,KOOTTANAD,DISTPALAKKAD679533

IFSC Code:
STATE BANK OF INDIA RCPC PALAKKAD BRANCH

RCPC,REGIONAL BUSINESS OFFICE,WEST FORT ROAD,PALAKKAD,DISTPALAKKAD678001

IFSC Code:
STATE BANK OF INDIA NRI BRANCH, PALAKKAD BRANCH

OPP ROBINSON MEMORIAL CSI CHURCH ROBINSON ROAD,PALAKKAD,DIST PALAKKAD 678014

IFSC Code:
STATE BANK OF INDIA RBO PALAKKAD BRANCH

REGIONAL BUSINESS OFF,OPP ROBINSON MEMORIAL CSI CHURCH,ROBINSON ROAD,PALAKKAD 678014

IFSC Code:
STATE BANK OF INDIA MALAMPUZHA ROAD BRANCH

MALAMPUZHA ROAD, SREELAKSHMI TOWERS, SAI HOSPITAL JUNCTION,OLAVAKKOT, DISTT. PALAKKAD. KERALA678002

IFSC Code:
STATE BANK OF INDIA MARUTHARODE BRANCH

MARUTHARODE, PIRIVUSALA, POST CHANDRANAGAR,DISTT. PALAKKAD. KERALA 678007

IFSC Code:
STATE BANK OF INDIA KODUVAYUR BRANCH

PUDUNAGARAM ROAD,KODUVAYUR P.O,KODUVAYUR,DISTT.PALAKKAD.KERALA 678501

IFSC Code:
STATE BANK OF INDIA KOLLENGODE BRANCH

AYSHWARYAARCADE,OLDBAZARROAD,KOLLENGODE,DIST.PALAKKAD,KERALA678506

IFSC Code:
STATE BANK OF INDIA RBO SHORANUR BRANCH

PARAKKAL BUILDING 2ND FLOOR, MAIN ROAD, SHORANUR, DISTT.PALAKKAD. KERALA-679121

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Palakkad and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Palakkad who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Palakkad will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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