Personal Loan in 
Patiala

Personal Loan Interest Rates in Patiala from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Patiala

 

ICICI Bank Personal Loan in Patiala

 

Axis Bank Personal Loan in Patiala

 

Citibank Personal Loan in Patiala

 

Kotak Bank Personal Loan in Patiala

 

RBL Bank Personal Loan in Patiala

 

Tata Capital Personal Loan in Patiala

 

Fullerton Personal Loan in Patiala

 

IndusInd Bank Personal Loan in Patiala

 

Cashkumar Patiala

CASHKUMAR
PATIALA

Best Personal Loan Providers in Patiala

Patiala Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Patiala. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Patiala include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Patiala, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Patiala. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Patiala give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Patiala is situated in the north-western Indian state of Punjab and is the administrative capital of Patiala District. It houses the National Institute of Sports and is the fourth largest city in Punjab. The administration of the city is through its division into 57 wards which are administered by a corporator. Traditionally an agriculture intensive economy, the city is now home to a good number of manufacturing units producing goods like cutting tools, power cables etc. Some educational institutions and universities in Patiala include Thapar University, Punjabi University, Rajiv Gandhi National University of Law, Netaji Subhash National Institute of Sports, Government Medical College. Patiala’s vintage and location have led to the development of tourist spots like Gurdwara Dukh Niwaran Sahib, Gurdwara Moti Bagh Sahib, Bahadurgarh Fort, Maa Kali Devi Mandir, Qila Mubarak complex, Sheesh Mahal, Baradari Gardens etc.

Multiple banks and NBFCs have branches across the vast city of Patiala in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

We do not take a fee or commission from your amount when you apply for personal loan online in Patiala through us. We ensure that you get the best deal for personal loan in Patiala by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Patiala. We help process requirements in every area across the city of Patiala. You can get instant personal loan online approval in Patiala provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Patiala will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Patiala.

Eligibility Criteria for Personal Loan in Patiala

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Patiala Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Banks where you can get a
Personal Loan in Patiala

Bank Address
HDFC BANK PATIALA MAIN PUNJAB BRANCH

BOOTH NO 72LELA BHAWAN MARKETPATIALAPUNJAB147001

IFSC Code:
HDFC BANK PATIALA DHARAMPURA BAZAAR BRANCH

1228-29/4, DHARAMPURA BAZAAR, PATIALA PATIALA PUNJAB 147001

IFSC Code:
HDFC BANK PATIALA ARMY CANTT EXTN CTR BRANCH

HQ 43, ARMED BRIGADEC/O 56 APO, TARAPORE ENCLAVE, ARMY CANTTPATIALAPUNJAB147001

IFSC Code:
HDFC BANK THE MALL CHHOTI BARADARI BRANCH

3THE MALLCHHOTI BARADARI

IFSC Code:
HDFC BANK SIRHIND ROAD PATIALA BRANCH

HDFC BANK LTDSIRHIND ROAD, DLF COLONY,SCO 43,44.

IFSC Code:
HDFC BANK FALAULI BRANCH

HDFC BANK LTD GROUND FLOOR SHOWROOM NO 13 CHINAR BAGH VILLAGE FALAULI PATIALA PUNJAB 147001

IFSC Code:
ICICI BANK PATIALA CHOTTI BARADARI BRANCH

SCO NO.6, CHOTTI BARADARI, PATIALA.147001

IFSC Code:
ICICI BANK RAJPURA BRANCH

ICICI BANK LTD., CALIBER MARKET, NEAR OVERBRIDGE, PATIALA - RAJPURA ROAD RAJPURA - 140401 PUNJAB

IFSC Code:
ICICI BANK PATIALA URBAN ESTATE BRANCH

ICICI BANK LTD, SCO 121, PHASE 2, URBAN ESTATE, PATIALA, PUNJAB147001

IFSC Code:
ICICI BANK DLF COLONY BRANCH

ICICI BANK LTD., S 9-10, DLF COLONY, SIRHIND ROAD, PATIALA -147001, PUNJAB

IFSC Code:
ICICI BANK PATIALA BRANCH

SCO 134, CHHOTI BARADARI, PATIALA-147001

IFSC Code:
STATE BANK OF INDIA PATIALA BRANCH

CHHOTI BARADARI- 147 001

IFSC Code:
STATE BANK OF INDIA F.P RAJPURA BRANCH

F.PT.DHAKANSU RAJPURA PATIALA PUNJAB

IFSC Code:
STATE BANK OF INDIA MODEL TOWN, PATIALA BRANCH

MODEL TOWN PATIALA, PUNJAB, 147001 ,PIN - 147001

IFSC Code:
STATE BANK OF INDIA NOC PATIALA BRANCH

NEW OFFICERS COLONY,PATIALA,DISTPATIALA,PUNJAB,PIN - 147001

IFSC Code:
STATE BANK OF INDIA TRIPRI PATIALA BRANCH

DIST,PATIALASTATE,PUNJAB

IFSC Code:
STATE BANK OF INDIA SPECIALISED AGRI COMMERCIAL BRANCH, PATIALA BRANCH

1066/67, 1ST FLOOR,NEAR GURUDWARA KASHMIRIAN, TRIPURI,PATIALA, PUNJAB147001

IFSC Code:
STATE BANK OF INDIA RBO PATIALA BRANCH

C/O BHUPINDRA PLAZA, SIRHIND ROAD, DIST PATIALA, PUNJAB 147004

IFSC Code:
STATE BANK OF INDIA AIRAWAT SHOPPING COMPLEX, PATIALA CANTT BRANCH

AIRAWAT SH OPPING COMPLEX, PATIALA CANTT, DIST. PATIALA, PUNJAB 147001

IFSC Code:
STATE BANK OF INDIA SIRHIND ROAD PATIALA BRANCH

ADJACENT LG SHOWROOM,NEAR HEMKUND PETROL PUMP, SIRHIND ROAD, PATIALA. DISTT.PATIALA. PUNJAB 147004

IFSC Code:
STATE BANK OF INDIA AMARGARH DIST SANGRUR BRANCH

PUNEET COMPLEX OPP CHAUNDA ROAD PATIALA MALERKOTLA ROADAMARGARH DISTT SANGRUR PUNJAB148022

IFSC Code:
STATE BANK OF INDIA BAHADURGARH PATIALA BRANCH

KANOUR ROAD,BAHADURGARH,DISTT.PATIALA.PUNJAB 147002

IFSC Code:
STATE BANK OF INDIA SANAUR BRANCH

SIDHU COMPLEX,MAIN ROAD,SANAUR,DISTT.PATIALA.PUNJAB 147103

IFSC Code:
STATE BANK OF INDIA GURBAX COLONY PATIALA BRANCH

IQBAL COMPLEX GURBAX COLONYGURUNANAK NAGAR STREET NO 12 PATIALA DISTT.PATIALA. PUNJAB147003

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Patiala and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Patiala who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Patiala will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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