Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Patna. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Patna include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Patna, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Patna. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Patna give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Best personal loans in Patna are provided by most banks and financial institutions through our platform. You can apply online for any personal loan or business loan in Patna and get lowest interest rate. These are unsecured loans and you will not need to provide a guarantor, security or collateral to apply. Your application is processed and approved based on eligibility factors like CIBIL Score, salary, employer, current debts among others. You can get low personal loan interest rate based on these factors as also the criteria of the banks or NBFCs. We help you get the best personal loan or business loan by helping reach out to most banks and NBFCs at the same time with your application.
Patna is the largest city and the capital of the state of Bihar in eastern India based on the banks of the river Ganga. It is one of the most ancient cities in the country with a long and rich history across the ages. It was known as Pataliputra in olden times and it is currently the 19th largest city in India. It is a gateway for eastern india and a thoroughfare for the cities of Buddhist and Jain interest like Vaishali, Gaya, Nalanda etc. Current Patna is a modern and well administered city divided into units of civic infrastructure with 72 wards. The economy of the city was majorly run by agriculture and trade with traditional government sector units providing employment for the middle class. Over the past few years there has been a major spurt in FMCG, IT, Real estate and service which have been developing the city as well as providing employment. Education is again an important pursuit in the city with many important institutions calling the city their home. Well known universities and colleges of higher education like Patna University, Central University of Bihar, IIT, NIT, BIT, NIFT etc are based in Patna. Tourism is big in an ancient and historical city like Patna with important tourist spots in and around the city which include Nalanda, Patna Museum, Pavapuri Jain Temple, Takhat Sri Patna Sahib, Sanjay Gandhi Biological Park among may others.
If you are looking for best deals in Patna at the lowest rate of interest then apply for personal loan online by filling the form or call us now. You can get instant personal loan approval online by evaluating your eligibility and the criteria set by banks. Personal loan agents in Patna work with a limited set of financial institutions and might not be able to get you the best rate as compared to us. All information related to personal loan and business loan eligibility in Patna as well as credit scores are available to you on this site. You can also check our eligibility calculator, EMI calculator and CIBIL Score estimator.
Multiple banks and NBFCs have branches across the vast city of Patna in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
Eligibility Criteria for Personal Loan in Patna
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Patna is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Feb 2019
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hi this is devyani from vishakapatam, I need a loan of 10 lakh for the marriage of my daughter. please advice
Kindly call us on our helpline number (+91 9535800900) and we will definitely help you with your request.
I had a very good experience with cashkumar and have recommended this service to my friends and relatives. It is good to have such things when we actually dont know much about banks and how to get loan at low interest
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