Personal Loan in 
Ranchi

Personal Loan Interest Rates in Ranchi from 11.49% onwards for the month of Dec 2016

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Cashkumar Ranchi

CASHKUMAR
RANCHI

Best Personal Loan Providers in Ranchi

Ranchi Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Ranchi. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Ranchi include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Ranchi, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Ranchi. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ranchi give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Personal loans in Ranchi are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a personal loan in Bangalore include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ranchi give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Ranchi is the capital of the state of Jharkhand in India with a rich history going back several hundred years. It is also close to the city of Jamshedpur which is home to the famous Tata Steel company. Jharkhand is the core for mining and industrial ores in the country presenting Ranchi with a premier status in its trade and export. As the capital of the state, Ranchi is home to the civic administration of the state providing employment to a host of the city's ruling apparatus. Ranchi is also known as the city of waterfalls due to the numerous attractions within its region. The area is rich in mineral resources which mostly drive the economy of the city along with the lush green forests that cover the region. The major industrial sectors that dot its landscape include mining, engineering, furniture, paper, rayon etc which are frontlined by public and private sector industries like Central Coalfields, Heavy Engineering Corpporation, SAIL, Marine Diesel Engine Project etc. The concourse for education in the state is led by institutions like the Ranchi university, IIM, NIFFT, XISS among others. For a turist or visitor Ranchi presents a plethora of attractions which include its famous waterfalls like Hudru, Jonha, Dassam, Hirni, Panchghagh etc along with places like Gonda hills rock garden, Jaggannathpur temple, Nakshatra Van etc.

Multiple banks and NBFCs have branches across the vast city of Ranchi in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

We do not take a fee or commission from your amount when you apply for personal loan online in Ranchi through us. We ensure that you get the best deal for personal loan in Ranchi by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Ranchi. We help process requirements in every area across the city of Ranchi. You can get instant personal loan online approval in Ranchi provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Ranchi will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Ranchi.

Eligibility Criteria for Personal Loan in Ranchi

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Ranchi Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Ranchi

Bank Address
HDFC BANK RANCHI JHARKHAND BRANCH

RANCHI CLUB SHOPPING COMPLEX,APARTMENT NO 11,MAIN ROADRANCHIJHARKHAND834001

IFSC Code:
HDFC BANK RANCHI 2ND RANCHI JHARKHAND BRANCH

RANCHI CIRCULAR ROAD BRANCH, ROHINI 1ST FLOOR, 56 CIRCULAR ROAD, RANCHI RANCHI JHARKHAND 834001

IFSC Code:
HDFC BANK ANANTPUR, RANCHI BRANCH

HOLDING NO 135/B1/1,OPPSITE DURGA MANDIRRATU ROAD

IFSC Code:
HDFC BANK HINOO BRANCH

HDFC BANK LTD RANCHI MAIN ROAD NEAR MAHAVIR TEMPLE

IFSC Code:
HDFC BANK ASHOK NAGAR RANCHI BRANCH

1ST FLOOR, RISHAB COMPLEX, OPP ROAD NO - 4, ASHOK NAGAR, ARGODA ROAD, DIST - RANCHI, ASHOK NAGAR JHARKHAND 834002

IFSC Code:
HDFC BANK BARIATU,RANCHI BRANCH

HDFC BANK LTD., SAHER HEIGHTS, MAIN ROAD BARIATU RANCHI JHARKHAND 834009

IFSC Code:
HDFC BANK SAHEED CHOWK, RANCHI BRANCH

HDFC BANK LTD CROSSWINDZ, NEAR SAHEED CHOWK, NEAR KUTCHERY ROAD, RANCHI JHARKHAND 834001

IFSC Code:
HDFC BANK KANTATOLI BRANCH

ARUNODAY TOWER 1ST FLOOR KANTATOLI CHOWK PURLIA ROAD NEAR FRIENDS PETROL PUMP RANCHI JHARKHAND834001

IFSC Code:
ICICI BANK RANCHI BRANCH

MAIN ROAD (NEAR RATANLAL PETROL PUMP), RANCHI, JHARKHAND834001

IFSC Code:
ICICI BANK RANCHI LALPUR BRANCH

52 AMARAVATI COMPLEX,GR. FLOOR,LALPUR RANCHI834001

IFSC Code:
ICICI BANK UPPER BAZAR RANCHI, JHARKHAND BRANCH

ICICI BANK LTD., SITARAM MARKET, CART SARAI ROAD, UPPER BAZAR, RANCHI - 834001, RANCHI DIST., JHARKHAND

IFSC Code:
ICICI BANK RANCHI RATU ROAD, JHARKHAND BRANCH

ICICI BANK LTD., MODI HEIGHTS, SHOP # 05 & 06, OPP. ALL INDIA RADIO, RATU ROAD, RANCHI - 834001, RANCHI DIST., JHARKHAND.

IFSC Code:
ICICI BANK RANCHI BARIATU ROAD, JHARKHAND BRANCH

ICICI BANK LTD.,301, THE HERITAGE, BARIATU ROAD, NEAR RIMS, RANCHI, JHARKHAND- 834009

IFSC Code:
ICICI BANK RANCHI ASHOK NAGAR, JHARKHAND BRANCH

ICICI BANK LTD., OPP. RD # 3 CHANKYA VIHAR, MAIN ROAD ASHOK NAGAR, RANCHI- 834002, RANCHI DIST., JHARKHAND.

IFSC Code:
ICICI BANK HINOO BRANCH

ICICI BANK LTD., BALBIR COMPLEX , MAIN ROAD, HINOO, RANCHI - 834002,JHARKHAND

IFSC Code:
ICICI BANK MORABADI BRANCH

ICICI BANK LTD., PARK PLAZA,TAIGORE HILL ROAD, MORBADI,RANCHI - 834008, JHARKHAND

IFSC Code:
ICICI BANK RANCHI HARMU ROAD BRANCH

ICICI BANK LTD.KISHORGANJ HARMU ROAD NEAR SHIVAJEE CHOWK RANCHI 834001 JHARKHAND

IFSC Code:
ICICI BANK KANTA TOLI BRANCH BRANCH

ICICI BANK LTD MANGAL TOWER GROUND FLOOR NEAR KANTA TOLICHOWK RANCHI JHARKHAND 834001

IFSC Code:
ICICI BANK RANCHI BRANCH

458/59 NEAR SUJATA CINEMA, MAIN ROAD, RANCHI-834001(JHARKHHAND)

IFSC Code:
STATE BANK OF INDIA LAPUNG BRANCH

POLAPUNG

IFSC Code:
STATE BANK OF INDIA HATIA BRANCH

DISTRANCHI JHARKHAND 834003

IFSC Code:
STATE BANK OF INDIA DORANDA BRANCH

DISTRANCHI JHARKHAND 834002

IFSC Code:
STATE BANK OF INDIA MAIN ROAD, RANCHI BRANCH

MAIN.RD.,RANCHI,JHARKHAND,PIN.834001

IFSC Code:
STATE BANK OF INDIA UPPER BAZAR BRANCH

KUTCHERY ROAD, UPPER BAZAR, RANCHI, JHARKHAND, 834001

IFSC Code:
STATE BANK OF INDIA RMCC RANCHI BRANCH

P.O. BARIATU,RANCHI JHARKHAND 834009

IFSC Code:
STATE BANK OF INDIA SERVICE BRANCH RANCHI BRANCH

VIKRANT COMPLEX,KISHOREGANJ CHOWK GPO,DISTT RANCHI,JHARKHAND 834001

IFSC Code:
STATE BANK OF INDIA PBB RANCHI BRANCH

MAIN ROAD, RANCHI,RAJ HOSPITAL CAMPUSRANCHI, BIHAR ,PIN-834001

IFSC Code:
STATE BANK OF INDIA NEPAL HOUSE RANCHI BRANCH

DORANDA, RANCHI, JHARKHAND, 843004

IFSC Code:
STATE BANK OF INDIA RANCHI INDUSTRIAL ESTATE BRANCH

KOKAR, RANCHI, JHARKHAND, 834001

IFSC Code:
STATE BANK OF INDIA HEC SECTOR II BRANCH

H.E.C.COLONY, RANCHI,DHURWA ,DIST.RANCHI, BIHAR ,PIN - 834004

IFSC Code:
STATE BANK OF INDIA CMPDI, KANKE ROAD BRANCH

KANKEROAD RANCHI,DIST.RANCHI, BIHAR ,834008 ,PIN - 834008

IFSC Code:
STATE BANK OF INDIA DIPATOLI, RANCHI BRANCH

VILLAGE GARI, P.O. HATWAR, DIPATOLI, RANCHI, BIHAR ,PIN - 834009

IFSC Code:
STATE BANK OF INDIA TANGERBANSLI BRANCH

TANGARBANSLIP.O.ITAKIRANCHI

IFSC Code:
STATE BANK OF INDIA AMY PANDRA, RANCHI BRANCH

PANDARA PO HEHAL, RANCHI, BIHAR ,PIN - 834005

IFSC Code:
STATE BANK OF INDIA OAD, ZO RANCHI BRANCH

DIST RANCHISTATE JHARKHANDPIN 834001

IFSC Code:
STATE BANK OF INDIA TORPA BRANCH

RANCHIJHARKHAND 835207

IFSC Code:
STATE BANK OF INDIA INDRPUR RANCHI BRANCH

RATU.RD.,RANCHI,JHARKHAND,PIN.834005

IFSC Code:
STATE BANK OF INDIA AGO COMPLEX, RANCHI BRANCH

AGO COMPLEX, HINOO, RANCHI ,PIN - 834002

IFSC Code:
STATE BANK OF INDIA ASHOK NAGAR BRANCH

ROAD NO.-3, ASHOKNAGAR ,RANCHIRANCHI, BIHAR , PIN - 834002

IFSC Code:
STATE BANK OF INDIA NAMKUM, RANCHI BRANCH

PO.NAMKUM,RANCHI,JHARKHAND,PIN.834010

IFSC Code:
STATE BANK OF INDIA BICHNA BRANCH

DIST,RANCHI,STATE,JHARKHAND,PIN,835210,

IFSC Code:
STATE BANK OF INDIA COMMERCIAL BR RANCHI BRANCH

RATU RD, RANCHI, JHARKHAND, 834001

IFSC Code:
STATE BANK OF INDIA BINGAON SAB BRANCH

DIST,RANCHISTATE,JHARKHANDPIN,835209,

IFSC Code:
STATE BANK OF INDIA CAC, RANCHI BRANCH

DIST.RANCHISTATE.JHARKHAND

IFSC Code:
STATE BANK OF INDIA RACPC, RANCHI BRANCH

DIST RANCHISTATE JHARKHAND

IFSC Code:
STATE BANK OF INDIA SMECCC, RANCHI BRANCH

DIST RANCHISTATE JHARKHAND

IFSC Code:
STATE BANK OF INDIA SARC RANCHI BRANCH

DIST RANCHISTATE JHARKHAND

IFSC Code:
STATE BANK OF INDIA DRM HATIA BRANCH

DRM OFFICE, HATIA, T RANCHI, JHARKHAND 834003

IFSC Code:
STATE BANK OF INDIA CCL CAMPUS BRANCH

CCL HEADQUARTER, DARBHANGA HOUSE, JHARKHAND 834001

IFSC Code:
STATE BANK OF INDIA CCPC, RANCHI BRANCH

CCPC,STATE BANK OF INDIATHIRD FLOOR ,DORANDARANCHI 834002

IFSC Code:
STATE BANK OF INDIA KANKE BLOCK BRANCH

KAUSALYA COMPLEX,KANKE BLOCK CHOWK,KANKE,RANCHI,JHARKHAND,DISTRANCHI835240

IFSC Code:
STATE BANK OF INDIA PISKA MORE BRANCH

H BY O TSSATPATHY,LAXMI NARAYAN COMPLEX,ITKI ROAD,RANCHI,DISTRANCHI 834005

IFSC Code:
STATE BANK OF INDIA KANTA TOLI BRANCH

QUADRI COMPLEX,KANTA TOLI CHOWK,DISTRANCHI 834001

IFSC Code:
STATE BANK OF INDIA LALPUR BRANCH

CIRCULAR ROAD,NEAR LALPUR CHOWK,DISTRANCHI834001

IFSC Code:
STATE BANK OF INDIA REGIONAL BUSINESS OFFICE, RANCHI BRANCH

SBI ADMINISTRATIVE OFFICE,COURT COMPOUND,RANCHI,DIST RANCHI 834001

IFSC Code:
STATE BANK OF INDIA ITAKI BRANCH

EESAR MANZIL, GULZAR ROAD, ITAKI, RANCHI, DISTT.RANCHI. JHARKHAND 8353301

IFSC Code:
STATE BANK OF INDIA ORMANJHI BRANCH

ATPO ORMANJHI, NH 33,DISTRICT RANCHI, STATE JHARKHAND, PIN 835219

IFSC Code:
STATE BANK OF INDIA R B O 2, RANCHI RURAL, RANCHI BRANCH

ADMINISTRATIVE BUILDING, 5TH FLOOR, COURT COMPOUND, DISTT. RANCHI, JHARKHAND 834001

IFSC Code:
STATE BANK OF INDIA KISHOREGANJ BRANCH

GARODIA HEIGHTS,1ST FLOOR, HARMU BYE PASS ROAD, NEAR SANI MANDIR, RANCHI,DISTT. RANCHI. JHARKHAND834001

IFSC Code:
STATE BANK OF INDIA MOHRABADI BRANCH

RATAN COMMERCIAL CUM RESIDENTIOAL BUILDING, TAGORE HILL ROAD, MORHABADI, RANCHI 834008

IFSC Code:
STATE BANK OF INDIA TATI SILWAI BRANCH

PS TATISILWAI, DISTRICT RANCHI 835103

IFSC Code:
STATE BANK OF INDIA SPL PBB, KANKE ROAD BRANCH

FOGLA MANSION, IN FRONT OF KRISHI BHAWAN,KANKE ROAD, DIST RANCHI, JHARKHAND 834008

IFSC Code:
STATE BANK OF INDIA KUSAI COLONY, RANCHI BRANCH

PURNIMA COMPLEX, NAMKUM ROAD, KUSAI COLONY, POST OFFICEDORANDA,RANCHI, DISTT.RANCHI.JHARKHAND 834002

IFSC Code:
STATE BANK OF INDIA KATHAL MORE BRANCH

LAL KOTHI, ARGORA KATHAL MORE MAIN ROAD, MATA VAISNAVI DEVI NAGAR, RANCHI, DISTT.RANCHI. JHARKHAND 834002

IFSC Code:
STATE BANK OF INDIA SINGH MORE, RANCHI BRANCH

1ST FLOOR, GODAWARI PLAZA, RANCHI KHUNTI MAIN ROAD, RANCHI,JHARKHAND 834003

IFSC Code:
STATE BANK OF INDIA BARIATU ROAD BRANCH

1ST FLOOR BALAJI BLISS MARUTI SHOW ROOM BARIATU ROAD DISTT.RANCHI JHARKHAND834009

IFSC Code:
STATE BANK OF INDIA ARMY CANTT. SUGNU BRANCH

AKARSHAN MARKET COMPLEX, DIPATOLI CANTONMENT, DIPATOLI, DISTT.RANCHI. JHARKHAND-834009

IFSC Code:
STATE BANK OF INDIA B I T MESRA BRANCH

B.I.T MESRA CAMPUS 1ST FLOOR NEAR CANTEEN BIT CAMPUS MESRA DISTTRANCHI JHARKHAND835215

IFSC Code:
STATE BANK OF INDIA RAMGARH COLLECTORIATE BRANCH

RAMGARH COLLECTORIATE, B BLOCK, CHATTARMANDU, RAMGARH, DISTT.RAMGARH. JHARKHAND-829122

IFSC Code:
STATE BANK OF INDIA PLAZA CHOWK RANCHI BRANCH

PLAZA CHOWK, THARPAKNA ROAD, RANCHI, DISTT.RANCHI. JHARKHAND-834001

IFSC Code:
STATE BANK OF INDIA SBIINTOUCH BR DORANDA, RANCHI BRANCH

DORANDA BRANCH BUILDING, MAIN ROAD DORANDA, DIST.RANCHI, JHARKHAND-834002

IFSC Code:
STATE BANK OF INDIA SBIINTOUCH LALPUR, RANCHI BRANCH

MANGAL TOWER, HAZARIBAGH ROAD, NEAR KANTA TOLI CHOWK, RANCHI, JHARKHAND-834001

IFSC Code:
STATE BANK OF INDIA SBIINTOUCH,KANKE ROAD, RANCHI BRANCH

NIRANJAN MARRIAGE HALL, INFRONT OF SINDHU KANHU PARK, RANCHI, DIST.RANCHI, JHARKHAND-834008

IFSC Code:
STATE BANK OF INDIA H.B.ROAD, RANCHI BRANCH

NARSARIA TOWER,OPP.LALPUR POLICE STATION,HAZARI BAGH ROAD,LALPUR RACHI

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Ranchi and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Ranchi who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Ranchi will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

    Cashkumar Ranchi

    CASHKUMAR
    RANCHI

    Personal Loan in Ranchi Reviews

    Personal Loan in Ranchi by Cashkumar is rated
       4.8 / 5.0  by 2 users

    Write a Review

    Your reviews motivate us and help us make our service even better

    4.5/5
    My sister's wedding in my home town in Ranchi was scheduled for in March. I got a 3 lakh loan in December, but suddenly teh expenses shot up and I needed an additional 2 lakhs. I got a better offer from ICICI than my previous loan. I would always recommend cashkumar for any personal loan requirement in Ranchi

    5/5
    Easy and good offers for personal loans in Ranchi. Thank you team for helping with me in quick time.

    Personal Loan in Ranchi by Cashkumar has been rated  4.8/5.0  by 2 users

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