Rourkela Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Rourkela. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Rourkela include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Rourkela, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Rourkela. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Rourkela give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Rourkela is situated in the eastern Indian state of Orissa and is also known as “The Steel Capital of Orissa” or “Ispat Nagar” and also as the industrial capital of Orissa. In times gone by, the city was home to many tribes and more recently the town was the largest German colony outside Germany. The current administration of the city is through its 33 wards that make it easier to implement local development schemes. The economy of the city is based on mining and steel industries making it the industrial capital of Orissa. The educational institutions that serve the needs of students in the city include Indo English School, Chinmaya Vidyalaya, Desouza's School, MGM English Medium School, Dayanand Anglo-Vedic (DAV) School, National Institute of Technology, Biju Patnaik University of Technology (BPUT). Notable places to visit and tourist spots in Rourkela include Hanuman Vatika, Vaishno Devi Temple, Vedavyas Temple, Indira Gandhi Park, Khandadhar Falls, Mandira Dam, Pitamahal Dam, Barehipani Falls, Badaghagra Falls and Duduma Falls among others.
All the major banks and NBFCs in the country have a network in Rourkela through their many branches. They offer personal loans in Rourkela along with a lot of other services relating to banking, investment, wealth management and advisory services. The banks have branches across the city which operate and cater to the needs of people at various locations in the city. All banks offer doorstep service for document collection for loan applications.
Apply for personal loan online in Rourkela through us and get access to various deals and offers from different banks and NBFCs when they are available. If you want to know how to get a personal loan in Rourkela then call us on our number or fill in your details on our simple form. We will log your request and compare you details against the eligibility criteria of different banks and NBFCs to get you the best deal for personal loan in Rourkela. You can also get Instant personal loan online approval in Rourkela if your details match the ideal specifications of a bank/NBFC. With more and more personal loan agents in Rourkela, it can be rather confusing to find out which deal matches your exact requirement. We help you do this through our interactive service which helps you compare and get the lowest interest rates for personal loan in Rourkela. The entire service is delivered at your comfort with documents collected from your home, office or suitable location. Gain more information on our site of topics like EMI, eligibility, interest rates, credit score and other areas. Check your eligibility through our various calculators and get the best deal for personal loan in Rourkela. We do not charge you for our services and you will be advised every step of the way from application to disbursal for free.
If you are looking to find out which bank is best for personal loan in Rourkela then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Rourkela as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan. In cases where you do not have a credit score and need a personal loan in Rourkela without CIBIL check, you can approach private and individual lenders through this platform. We provide a platform that aggregated various types and categories of lenders to suit each requirement.
Eligibility Criteria for Personal Loan in Rourkela
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
You would require basic documentation such as your address proof, identity proof, latest bank statements etc
Be informed of the different ways your Personal Loan Rate of Interest in Rourkela is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Jun 2018
Find out your customized interest rate for a Personal Loan in Rourkela?
PLOT NO 97,MAIN ROAD,BISRA,DISTT SUNDERGARH ODISHA 770036
STATE BANK OF INDIA
PLOT NO 1290 BY 4088,AT BY PO BHEDABAHAL,VIA SUNDERGARH,DISTT SUNDERGARH ODISHA 770073
STATE BANK OF INDIA
AT BY P.O.GUALI,VIA BARBIL,DISTT.KEONJHAR.ODISHA 758035
STATE BANK OF INDIA
C BY O BLOCK OFFICE,DALKI,VIA KUTRA,DISTT SUNDERGARH ODISHA 770033
STATE BANK OF INDIA
UDITNAGAR BAZAR BRANCH ROURKELA BRANCH
AT SUMITRA HEIGHTS,1ST FLOOR,KACHERY ROAD,UDITNAGAR,ROURKELA,DISTT.SUNDARGARH.ODISHA 769012
How we work?
We have greatly simplified your Personal Loan search in Rourkela and will help you get it in four simple steps,
Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!
Your information is then passed through our proprietary eligibility algorithm to tell you the different banks and NBFCs in Rourkela who can lend to you.
After you choose a particular option that seems best to you, we call you and help you with the complete documentation.
The bank/partner in Rourkela will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.
Are you ready to find the lowest interest rates available for your Personal Loan in Rourkela?