Personal Loan in 
Shimoga

Personal Loan Interest Rates in Shimoga from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Shimoga

 

ICICI Bank Personal Loan in Shimoga

 

Axis Bank Personal Loan in Shimoga

 

Citibank Personal Loan in Shimoga

 

Kotak Bank Personal Loan in Shimoga

 

RBL Bank Personal Loan in Shimoga

 

Tata Capital Personal Loan in Shimoga

 

Fullerton Personal Loan in Shimoga

 

IndusInd Bank Personal Loan in Shimoga

 

Cashkumar Shimoga

CASHKUMAR
SHIMOGA

Best Personal Loan Providers in Shimoga

Shimoga Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Shimoga. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Shimoga include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Shimoga, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Shimoga. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Shimoga give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Shivamogga or Shimoga as it was known earlier is situated in the southern Indian state of Karnataka and also popularly nicknamed as “The gateway of Malnad”. It is the administrative headquarters of Shimoga District and it lies on the banks of river Tunga. The city was administered by the rulers of various dynasties and is named after the Lord Shiva. The city is divided into 35 wards which help in its administration and governance. The main source of economy for the city is from agriculture and manufacturing industries. The city is home of many education institution and universities like Shimoga Institute of Medical Sciences, University of Agricultural and Horticultural Sciences, Hoysala College of Management, National College of Pharmacy etc. The city is known for is a hidden tourist destination with some scenic places nearby like Jog Falls, Kodachadri, Sakrebailu Elephant Camp, Kundadri Tiger and Lion Safari, Shimoga, Bhadra River Project Dam, Sharavati River, Gajanur Dam, Kudajadri Hills among others.

When evaluating personal loan deals from banks and NBFCs in Erode, you need to judge factors like amount, tenure, rate of interest and pre-payment facility. You can get an approval for amounts ranging from Rs. 50,000 to Rs 45 lakh based on your eligibility and the amount can be used for a variety of needs including travel, marriage, renovation, medical, top-up, debt consolidation etc. There are special offers in terms of amounts, interest rate and other factors extended by banks/NBFCs to loan seekers in Erode who are self-employed professionals like doctors, CA, CS, Architect or woman entrepreneur.

We provide instant personal loan approval from major banks and NBFCs by evaluating your eligibility and comparing it to their criteria. Personal loan agents in Erode who work with a few banks but will not be in a position to give you the best deal. You also do not have to pay a fee or any charge when you apply for personal loan online. You can access information related to eligibility and documentation for various banks ad NBFCs on our site. Nifty tools like EMI Calculator, Eligibility Calculator and CIBIL Score estimator are also available to facilitate your loan request. Lowest interest rate on personal loan in Erode can be arranged for you given eligibility matches the criteria of financial institutions.

We do not take a fee or commission from your amount when you apply for personal loan online in Shimoga through us. We ensure that you get the best deal for personal loan in Shimoga by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Shimoga. We help process requirements in every area across the city of Shimoga. You can get instant personal loan online approval in Shimoga provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Shimoga will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Shimoga.

Eligibility Criteria for Personal Loan in Shimoga

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Shimoga Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Shimoga

Bank Address
HDFC BANK SHIMOGA KARNATAKA BRANCH

SHARAVATHI COMPLEX,SAVARLANE ROAD,NEHRU ROAD CROSS

IFSC Code:
HDFC BANK CITY CO OPERATIVE BANK LTD BRANCH

FORT ROAD, SHIMOGA - 577202

IFSC Code:
ICICI BANK PARK EXTENSION, SHIMOGA BRANCH

SHIMOGA - CIBD

IFSC Code:
STATE BANK OF INDIA VINOBANAGAR BRANCH

MODI COMPLEX, JAIL ROAD,VINOBHANAGAR, SHIMOGA, KARNATAKA

IFSC Code:
STATE BANK OF INDIA SHIMOGA BRANCH

SHROFF COMP., M.V.RD., SHIMOGA-577201

IFSC Code:
STATE BANK OF INDIA ANAVATTI BRANCH

SITE NO.167,NEHARU NAGAR,ANAVATTI MAIN ROAD,ANAVATTI,DISTSHIMOGA577413

IFSC Code:
STATE BANK OF INDIA GOPAL GOWDA EXTN. BRANCH, SHIMOGA BRANCH

SITE NO.812,WARD NO.26,SHIMOGA,DISTSHIMOGA577205

IFSC Code:
STATE BANK OF INDIA NEHRU ROAD, SHIMOGA BRANCH

SHANTALA TOWERS, GROUND FLOOR, 3RD CROSS, NEHRU ROAD, SHIMOGA577201

IFSC Code:
STATE BANK OF INDIA SHARAVATHYNAGR EXTN, SHIMOGA BRANCH

HARSHA ARCADE, SHARAVATHYNAGAR EXTENSION, OPP MALNADSIRI, SAGAR ROAD, SHIMOGA577201.

IFSC Code:
STATE BANK OF INDIA RCPC, SHIMOGA BRANCH

SREE SGK ARCADE, 2ND FLOOR, 100FEET ROAD, GOPALGOWDA EXTENSION, SHIMOGA, KARNATAKA577204.

IFSC Code:
STATE BANK OF INDIA SHIMOGA CITY BRANCH

SURYODAYA, NEAR HOTEL SURYA COMPLEX, DEENA DAYAL ROAD, DURGIGUDI, DISTT. SHIMOGA. KARNATKA 577201

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Shimoga and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Shimoga who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Shimoga will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

    Are you ready to find the lowest interest rates available for your Personal Loan in Shimoga?

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