Personal Loan in 
Srinagar

Personal Loan Interest Rates in Srinagar from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Srinagar

 

ICICI Bank Personal Loan in Srinagar

 

Axis Bank Personal Loan in Srinagar

 

Citibank Personal Loan in Srinagar

 

Kotak Bank Personal Loan in Srinagar

 

RBL Bank Personal Loan in Srinagar

 

Tata Capital Personal Loan in Srinagar

 

Fullerton Personal Loan in Srinagar

 

IndusInd Bank Personal Loan in Srinagar

 

Cashkumar Srinagar

CASHKUMAR
SRINAGAR

Best Personal Loan Providers in Srinagar

Srinagar Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Srinagar. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Srinagar include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Srinagar, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Srinagar. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Srinagar give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Srinagar situated in the northern Indian summer capital of Jammu and Kashmir lies on the banks of the Jhelum River and is the base for people visiting this heaven on earth. It is also popularly known as ‘Venice of the east’ for its numerous lakes and houseboats. The city is famous for its gardens, waterfronts, Shikaras, lakes etc making it one of the most famous tourist destinations in the world. The city has a history going back to India’s ancient civilizations as well as its large empires. The city is administratively divided into 74 wards each for civic maintenance. The main source of economy for the city is tourism which fuels the hospitality, handicraft and retail sectors. There are a lot of other developmental activities being undertaken in the region to promote other industries.The city is home to educational institutions like Government Medical College, University of Kashmir, Sher-e-Kashmir University of Agricultural Sciences and Technology, Sri Pratap College, Islamia College of Science and Commerce, Srinagar, Amar Singh College etc. The city is one of the most gorgeous tourist locations in the world providing a gateway to the verdant valleys and snow-capped peaks of the Himalayas. Tourists can enjoy local sights like the Dal Lake, Nigeen Lake, Mughal Gardens, Betab Valley, Nishat Garden, Pari Mahal, Chashme Shahi Gardens, Shakaracharya Temple among others attractions.

Multiple banks and NBFCs have branches across the vast city of Srinagar in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

We do not take a fee or commission from your amount when you apply for personal loan online in Srinagar through us. We ensure that you get the best deal for personal loan in Srinagar by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Srinagar. We help process requirements in every area across the city of Srinagar. You can get instant personal loan online approval in Srinagar provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Srinagar will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Srinagar.

Eligibility Criteria for Personal Loan in Srinagar

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Srinagar Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Banks where you can get a
Personal Loan in Srinagar

Bank Address
HDFC BANK SRINAGAR BRANCH

M S MALL,RESIDENCY ROAD,SRINAGARSRINAGARJAMMU AND KASHMIR190001

IFSC Code:
HDFC BANK SRINAGAR HARI SINGH HIGH STREET BRANCH

KHASRA NO.936, AL-REHMAN SHOPPING COMPLEX, HARI SINGH HIGH STREET, SRINAGAR SRINAGAR JAMMU AND KASHMIR 190001

IFSC Code:
HDFC BANK MAHARAJ GUNJ SRINAGAR BRANCH

NAQASH BUILDINGSARAF KADASI ROADMAHARAJ GUNJ SRINAGAR

IFSC Code:
HDFC BANK KARAN NAGAR SRINAGAR BRANCH

HDFC BANK LTDMADINA SHOPPING MALLKAK SARAI, KARAN NAGAR

IFSC Code:
HDFC BANK BARZULLA CHOWK BRANCH

HDFC BANK LTDBAGHAT BARZULLA CHOWKSRINAGAR

IFSC Code:
HDFC BANK SRINAGAR GARHWAL BRANCH

ALPINE HOTEL BADRINATH MARG NEAR BUS STAND PIN 246174

IFSC Code:
HDFC BANK KHANYAR, SRINAGAR BRANCH

HDFC BANK LTD BADAM MANZIL, SHERAZ CHOWK, KHANYAR SRINAGAR JAMMU & KASHMIR 190002

IFSC Code:
HDFC BANK RAJBAGH, SRINAGAR BRANCH

HDFC BANK LTD. GRD. FLR., HOTEL PINE, ARAMWARI, RAJBAGH SRINAGAR JAMMU & KASHMIR 190001

IFSC Code:
HDFC BANK NOWGRAM, SRINAGAR BRANCH

HDFC BANK LTD. MUGHAL PLAZA, NEAR J&K AUTOMOBILES, NOWGAM SRINAGAR JAMMU & KASHMIR 190015

IFSC Code:
HDFC BANK BEMINA SRINAGAR BRANCH

HDFC BANK LTD., MAIN ROAD, NEAR JAMMU AND KASHMIR BANK, BEMINA SRINAGAR JAMMU AND KASHMIR 190018

IFSC Code:
HDFC BANK ALAMGIRI BRANCH

HDFC BANK LTD SHERI BUTT, ALAMGIRI BAZAR, SRINAGAR JAMMU AND KASHMIR 190011

IFSC Code:
HDFC BANK SOURA SRINAGAR BRANCH

HDFC BANK LTD., UPPER SOURA, NEAR SMD SCHOOL, SOURA, SRINAGAR JAMMU AND KASHMIR 190020

IFSC Code:
HDFC BANK CHAANPURA SRINAGAR BRANCH

HDFC BANK LTD., LAL NAGAR, CHAANPURA, SRINAGAR JAMMU AND KASHMIR 190015

IFSC Code:
HDFC BANK PANTHA CHOWK SRINAGAR BRANCH

HDFC BANK LTD., ZABARWAN GUEST HOUSE CUM SHOPPING COMPLEX, OPP. NEW GENERAL BUS STAND PANTHA CHOWK, SRINAGAR JAMMU AND KASHMIR 191101

IFSC Code:
HDFC BANK MUNAWARABADI SRINAGAR BRANCH

HDFC BANK LTD., MA LINK ROAD, MUNAWARABAD, SRINAGAR JAMMU AND KASHMIR 190001

IFSC Code:
HDFC BANK ZAINKOTE SRINAGAR BRANCH

HDFC BANK LTD., UMARABAAD, DILSHAN, ZAINAKOTE, SRINAGAR JAMMU AND KASHMIR 190012

IFSC Code:
HDFC BANK BREIN BRANCH

HDFC BANK LTD KHAN COMPLEX, GROUND FLOOR BREIN NISHAT, SRINAGAR 191121

IFSC Code:
HDFC BANK DAARA BRANCH

MAIN ROAD,NEAR PANCHAYAT GHAR DAARA SRINAGAR SRINAGAR JAMMU AND KASHMIR 191121

IFSC Code:
HDFC BANK MALRU BRANCH

SHALTENG,NEAR BURN HAM SCHOOL MAIN CHOWK, MALRU SRINAGAR JAMMU AND KASHMIR 190017

IFSC Code:
HDFC BANK BOMBAY MERCANTILE CO OP BANK LTD BRANCH

HOTEL BROADWAYCOMPLED,MAULANA AZAD ROAD SRINAGAR 190001

IFSC Code:
ICICI BANK SRINAGAR BRANCH

ICICI BANK LTD.,CHINAR COMMERCIAL COMPLEX,THE BUND,RESIDENCY ROAD,SRINAGAR, JAMMU AND KASHMIR 190001.

IFSC Code:
ICICI BANK SRINAGAR BADRINATH ROAD , UTTARANCHAL BRANCH

ICICI BANK LTD., NEW RAJHANS HOTEL, BADRINATH ROAD, SRINAGAR GARHWAL, UTTARANCHAL- 246174

IFSC Code:
ICICI BANK IG ROAD SRINAGAR BRANCH

AKSA MALL IG ROAD SRINAGAR 190001

IFSC Code:
ICICI BANK BOHRI KADAL SRINAGAR BRANCH

ICICI BANK LTD NALLAMAR ROAD BOHRI KADAL CHOWK SRINAGAR

IFSC Code:
STATE BANK OF INDIA SRINAGAR BRANCH

RESIDENCY RD., SRINAGAR

IFSC Code:
STATE BANK OF INDIA BADSHAH CHOWK BRANCH

SRINAGAR JAMMU AND KASHMIR

IFSC Code:
STATE BANK OF INDIA BARZULLA I.E BRANCH

SRINAGAR, KASHMIR, BADGAM, JAMMU AND KASHMIR, PIN 176303

IFSC Code:
STATE BANK OF INDIA SOURA BRANCH

SRINAGAR STATE JAMMU AND KASHMIR PIN190011

IFSC Code:
STATE BANK OF INDIA BADAMI BAGH CANTT SRINAGAR BRANCH

BADAMI.BAGH.CANTONMENT,SRINAGAR.PIN.190001

IFSC Code:
STATE BANK OF INDIA JAWAHAR NGR BRANCH

SRINAGAR, JAMMU AND KASHMIR, PIN 190008

IFSC Code:
STATE BANK OF INDIA KARAN NAGAR BRANCH

SRINAGAR JAMMU AND KASHMIR

IFSC Code:
STATE BANK OF INDIA RAINWARI BRANCH

SRINAGAR,JAMMU AND KASHMIR,PIN 190003

IFSC Code:
STATE BANK OF INDIA R E C SRINAGAR BRANCH

DISTSRINAGAR JAMMU AND KASHMIR 190006

IFSC Code:
STATE BANK OF INDIA SRINAGAR (GARHWAL) BRANCH

DISTGARHWAL UTTARANCHAL 246174

IFSC Code:
STATE BANK OF INDIA ZAINAKADAL BRANCH

DISTSRINAGAR JAMMU AND KASHMIR 190002

IFSC Code:
STATE BANK OF INDIA RASMECCC SARC, SRINAGAR BRANCH

SRINAGAR

IFSC Code:
STATE BANK OF INDIA SARC, SRINAGAR BRANCH

DIST SRINAGARSTATE JAMMU AND KASHMIR

IFSC Code:
STATE BANK OF INDIA TOURIST RECEPTION CENTRE, SRINAGAR BRANCH

SRINAGAR STATE JAMMU AND KASHMIR PIN190001

IFSC Code:
STATE BANK OF INDIA AIR FIELD SRINAGAR BRANCH

DISTSRINAGAR JAMMU AND KASHMIR 190007

IFSC Code:
STATE BANK OF INDIA REGIONAL BUSINESS OFFICE SRINAGAR BRANCH

SRINAGAR,MOULANA AZAD ROAD SRINAGAR,DISTSRINAGAR 190001

IFSC Code:
STATE BANK OF INDIA BOULEVARD RD. BRANCH

SRINAGAR JAMMU AND KASHMIR

IFSC Code:
STATE BANK OF INDIA GULAB BAGH BRANCH

DISTTSRINAGARKASHMIR

IFSC Code:
STATE BANK OF INDIA BAGWAN BRANCH

DIST TEHRI GARHWAL,UTTARANCHAL 249126

IFSC Code:
STATE BANK OF INDIA RAJBAGH BRANCH

SRINAGAR,KASHMIR,JK,PIN 190008

IFSC Code:
STATE BANK OF INDIA AG,S OFFICE BATMALOO SRINAGAR BRANCH

BHAT COMPLEX, BATMALOO, SRINAGAR 190001

IFSC Code:
STATE BANK OF INDIA CHINAR SHOPPING COMPLEX, SRINAGAR BRANCH

CHINAR SHOPPING COMPLEX,BATWARA, SRINAGAR,TEHSIL SRINAGAR

IFSC Code:
STATE BANK OF INDIA FRUIT MANDI SRINAGAR BRANCH

FRUIT MANDI PARIMPORA, SRINAGAR 190014

IFSC Code:
STATE BANK OF INDIA SRINAGAR BRANCH

BLOCK OFFICE CAMPUS,SRINAGAR,PURNEA DISTRICT,BIHAR

IFSC Code:
STATE BANK OF INDIA HYDERPORA PEER BAGH BRANCH

NEW AIR PORT ROAD, SRINAGAR, JAMMUKASHMIR190014

IFSC Code:
STATE BANK OF INDIA RBO IV SRINAGAR BRANCH

REGION 4 M A ROAD OPPOSITE WOMENS COLLEGE , DIST SRINAGAR,JAMMUKASHMIR 194001

IFSC Code:
STATE BANK OF INDIA LAL BAZAR, SRINAGAR BRANCH

SALFIA CHOWK, LAL BAZAR, SRINAGAR, DISTT.SRINAGAR. JAMMUKASHMIR 190023

IFSC Code:
STATE BANK OF INDIA BEMINA SRINAGAR BRANCH

GOUSIA STOP, BEMINA, SRINAGAR, DISTT.SRINAGAR. JAMMUKASHMIR 190018

IFSC Code:
STATE BANK OF INDIA PBB SRINAGAR BRANCH

RAJBAGH, OPPOSITE NEAR OLD ZERO BRIDGE, RAJBAGH, SRINGAR,DIST.SRINAGAR,JAMMU AND KASHMIR-190008

IFSC Code:
STATE BANK OF INDIA BREIN SRINAGAR BRANCH

MAIN ROAD,BREIN NISHAT,SHRINAGAR KASHMIR,JAMMU AND KASHMIR 191121

IFSC Code:
STATE BANK OF INDIA SHALIMAR SRINAGAR BRANCH

WADOO AND SONS COMPLEX PAZWALPORA SHALIMAR,SHRINAGAR,KASHMIR.JAMMU AND KASHMIR 191121

IFSC Code:
STATE BANK OF INDIA CHANAPORA BRANCH

HOTEL REMANO, OLD ZERO BRIDGE, RAJBAGH, SRINAGAR, DISTT.SRINNAGAR. JAMMU AND KASHMIR-190015

IFSC Code:
STATE BANK OF INDIA ELLAQUAI DEHATI BANK RRB BRANCH

SIR SYED MARKET, WAZIR BAGH SRINAGAR KASHMIR, PIN CODE 190008

IFSC Code:

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    We have greatly simplified your Personal Loan search in Srinagar and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Srinagar who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Srinagar will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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