Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Thrissur. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Thrissur include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Thrissur, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Thrissur. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Thrissur give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Thrissur or Trichur is situated in the south-western Indian state of Kerala and is the twentieth largest city in India. Thrissur is the administrative headquarters of Thrissur district and is also known as the Cultural Capital of Kerala. Thrissur has rich religious history and hosts many religious temples. It was once the capital of the Kingdom of Cochin. The city has been divided into 52 wards for effective administration Thrissur is a major financial and commercial hub of Kerala and the largest centre for ayurvedic drug manufacturing industry with companies like Oushadhi, Vaidyaratnam Oushadhasala, KP Namboodiris, Sitaram Ayurvedic Pharmacy Ltd, Kandamkulathy Vaidyasala, SNA Oushadhasala among others.
Manufacturing companies, jewellery and textile retailing occupies are also popular and contribute to the economy of Thrissur. The city is home to institutions and universities like Kerala Kalamandalam, Kerala Police Academy, Kerala Agricultural University, Kerala University of Medical and Allied Sciences, National Research Institute etc. Thrissur as with every other place in Kerala contains many attractions for casual visitors and tourists like Vadakkunnathan Temple, Athirappilly aterfalls, Snehatheeram Beach, Bible Tower etc. The Our Lady of Dolours Syro-Malabar Catholic Basilica is tallest church in Asia and a must visit place.
All the major banks and NBFCs in the country have a network in Thrissur through their many branches. They offer personal loans in Thrissur along with a lot of other services relating to banking, investment, wealth management and advisory services. The banks have branches across the city which operate and cater to the needs of people at various locations in the city. All banks offer doorstep service for document collection for loan applications.
Apply for personal loan online in Thrissur through us and get access to various deals and offers from different banks and NBFCs when they are available. If you want to know how to get a personal loan in Thrissur then call us on our number or fill in your details on our simple form. We will log your request and compare you details against the eligibility criteria of different banks and NBFCs to get you the best deal for personal loan in Thrissur. You can also get Instant personal loan online approval in Thrissur if your details match the ideal specifications of a bank/NBFC. With more and more personal loan agents in Thrissur, it can be rather confusing to find out which deal matches your exact requirement. We help you do this through our interactive service which helps you compare and get the lowest interest rates for personal loan in Thrissur. The entire service is delivered at your comfort with documents collected from your home, office or suitable location. Gain more information on our site of topics like EMI, eligibility, interest rates, credit score and other areas. Check your eligibility through our various calculators and get the best deal for personal loan in Thrissur. We do not charge you for our services and you will be advised every step of the way from application to disbursal for free.
If you are looking to find out which bank is best for personal loan in Thrissur then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Thrissur as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan. In cases where you do not have a credit score and need a personal loan in Thrissur without CIBIL check, you can approach private and individual lenders through this platform. We provide a platform that aggregated various types and categories of lenders to suit each requirement.
Eligibility Criteria for Personal Loan in Thrissur
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Thrissur is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2018
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