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Quick Personal Loan for Salaried Employees

Get an Instant Unsecured Short Term Loan from Cashkumar at affordable monthly interest rates

Instant Personal Loans for Salaried Individuals

Short Term Loans are a vital source of credit which is required by a lot of individuals. While banks and NBFCs will provide you with a personal loan, it is advanced with a whole set of conditions. The tenure is fixed between 1 to 5 years and the amounts sanctioned are normally upwards of Rs.50,000. The documentation is mostly complicated which defeats the purpose of someone needing a quick loan. If your requirement is small and need the credit for a few months, then short term instant loans from Cashkumar are the best alternative.

These loans are extended through the peer to peer lending method which makes the approvals quick providing you with an instant loan. Lenders with excess funds who are registered on the platform are instantly showcased eligible profiles which they agree to fund at the click of a button. Short term loans through Cahskumar are extended for a period of 3 – 12 months with loan amount varying between 20,000 to 1,00,000. The documentation and approval process is under taken online helping grant quick loan approvals.

This service is currently available in the cities of Delhi NCR, Mumbai, Chennai, Bangalore, Hyderabad and Pune for salaried professionals. You can log on to the site and fill in profile details as well as documents to apply for a loan. Short term peer to peer loans can be availed for any requirement including, travel, medical, rent deposits, wedding or goods purchases. The processing time for your loan will be anywhere between 24 hours to 4 days, depending on eligibility, helping meet your needs on time.

Click on the link below or call us on the displayed numbers to reach our customer support team and learn more. As a borrower you will have the flexibility to avail loans of even smaller amounts, have a limited or extended tenure and also the ability to pre-close with 0 processing fees. Successful repayment record also makes you eligible for top-ups and continuous credit without need for further documentation and quick loan disbursal. Apply now and get an instant short term loan.

Documents Required for Quick Personal Loan

  • Three passport size photographs
  • ID proof – Passport/Voter ID/Aadhar or Drivers Licence
  • Residence Proof – Passport/ Landline Bill/ Post-paid Mobile Bill/ Rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ Drivers Licence/ School Certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

Basic Eligibility Criteria for Instant Personal Loans

  • This loan is given to salaried individuals who should be over 23 years, working in a credible company, must have a good credit score as well as fair bank balance.
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Mumbai, the salary requirement will be higher than non-metropolitan city and again if you are working in a top MNC, the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc

Quick Unsecured Loan Interest Rates

Check the Interest Rates and EMIs using our Instant Loan EMI Calculator at different monthly flat interest rates

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