RBL Bank (Ratnakar Bank) is a home grown Indian bank which has been offering its sevices to customers since 1943. The bank, headquartered in Kolhapur and with corporate offices in Mumbai, is currently present in 16 Indian states with 201 branches and 365 ATMs. RBL bank is one of the oldest private sector banks in India and has undertaken a complete makeover since 2010 to become a known name in retail banking. The bank offers its services in domains and markets such as corporate banking, retail banking, commercial banking, investment banking, development banking and other areas. RBL is now aggressively pushing the envelope in the personal loans space with a specialized offering for customers.
RBL bank personal loans are extended to customers with low interest rates and attractive terms in quick time along with easy documentation. Personalized offerings from RBL bank personal loans can be created especially for employees of midcap and lowcap companies in cities across India. This enables employees of such companies to avail personal loans at rates lower than those prevailing in the market. For more details on how to customize an offering for your company contact us on firstname.lastname@example.org.
These and many advantages are the base which make RBL bank personal loans attractive to customers across cities in India. The main features of an RBL bank personal loan include:
Loans amounting from Rs 1 lakh to Rs 20 lakhs sanctioned as per eligibility
Tenure of between 12 to 60 months
Ability to increase eligibility with through co-application
Nil processing fees if loan is foreclosed using own funds after 12 EMIs
You can consult with us on the advantages of opting for a RBL bank personal loan by calling us on the numbers provided or filling in the easy to use application form online. The bank provides personal loans for a variety of reasons including marriage, travel, medical needs, home renovation etc. We do not ask for a fee or percentage and our loan consultation services are free pf charge. All tasks including document collection are done at your doorstep at your convenience and handled by RBL bank. Our callers will immediately get back to you upon submission of application and communicate your eligibility for a RBL bank personal loan along with the applicable interest rate. This is done by comparing your details against the eligibility criteria of RBL bank using our intuitive algorithm. For more details contact us or click on the link to fill in the application form.
RBL BANK Personal Loan Interest Rates for you
RBL BANK gives Personal Loans with varying interest rates that are unique and customized according to your profile. The key factors that affect your interest rate include your monthly take home salary, your Credit History (past or current loans, credit cards), your residence type in city, the company that you work for, any current EMIs that you are paying etc. Get a quote of the personal loan interest rate for your profile by clicking on the button below,
Documentation can be a difficult task when it comes to any kind of financial service. For Personal Loans from RBL BANK, we make it easier for you and help you with your documentation.
RBL BANK Personal Loan Eligibility
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.