Standard Chartered bank is a British multinational banking and financial services company. They are the largest international bank in India with 99 branches in 42 cities. They are also the oldest international bank present in India for over 150 years.
Standard Chartered Bank offers personal loans which are fast flexible and convenient with a speedy approval process. Rate of interest is personal loans are extremely competitive and the loans are offered with minimal documentation which can be utilized for a variety of reasons such as wedding, vacation funding, child’s education, home renovations, medical emergencies, financing an existing loan and so on as per the need of customers.
Standard Chartered offer personal loans with attractive interest rates extending from 12.99% to 19.00% which is payable through EMI with repayment choices ECS, AD or PDC. Also the interest rates vary based on the income, your location and your company listing. Loan available upto 30 Lakhs for salaried individuals, which tenures from 12 – 60 months. As personal loans are unsecured loans, they have simpler documentation with no collateral or guarantor requirement. Standard Chartered offers pre-payment of the loan which can be done post 12 months of installments with just 1% fee on principal outstanding