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Best P2P Loans in Ahmedabad

Ahmedabad the city of business and commerce is now also a flourishing centre for professionals thanks to investments by national and multinational companies. It has also traditionally been a key centre for the pharma industry in India. Peer to peer lending in Ahmedabad is a source for personal loans which is fast gaining popularity in the city for salaried individuals.

Peer to peer loans institutionalize the process of individual lending by taking the process online and connecting borrowers with lenders. Cashkumar facilitates P2P loans in Ahmedabad by helping borrowers in need of credit access funds from individual lenders. The element of trust is brought in by undertaking all the checks and measures that traditional financial institutions undertake in analysing a borrower’s credit profile. This helps lenders from across the country advance small amounts to borrowers in different cities.

Loans through peer to peer funding from Cashkumar is provided for small loans between 20K to 1Lakh for short periods of less than a year. It is helpful for borrowers of different profiles and needs as pre-closure charges are zero. So a requirement to help travel or consolidate a small debt can easily be met and discharged within 3 months. Always forward in business, lenders in Ahmedabad can pledge amounts as low as 5k per case and get good returns making P2P loans a new form of investment.

Cashkumar uses technology to make the entire process from application to disbursal a smooth and quick process for borrowers. Lenders can choose to pledge in cases belonging to their own city or of a specific profile. Peer to peer lending in Ahmedabad is the ideal option for people looking for credit away from the formal institutional market.

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Basic Documents Required for P2P Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Basic Eligibility Criteria for P2P Loans

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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