India's leading P2P lending platform offering Personal loan, Short Term loan, Peer to Peer loan and Private Finance at best interest rates
Personal Loan
We are an online platform focused on helping people obtain personal loans from Individual lenders. Loan amounts can start from Rs.20,000 to Rs.20,00,000 with tenures ranging 3 months to 60 months. As specialists we have a solution for every requirement and profile, from salary advance and short-term loan to P2P loan and personal loan, if you reside in cities like Bangalore, Mumbai, Delhi etc. We have over 750 registered individual lenders.
Marriage Loan
Apply for personal loan credit to fund your relationship goals by applying with us. We help you find the best loan deals to finance your dream wedding. Marriages are not events to compromise and we are here to help you get those additional funds to make it a memorable affair. Choose an amount based on your requirement and we will connect you with the lender with the best offer.
Balance Transfer and Topup
It is unnecessary for you to be stuck with the same interest rate on your personal loan. Use the balance transfer option available with most banks and NBFCs to lessen the rate and pay lower EMI. Apply here to find out attractive balance transfer deals are extended for festive seasons or to select companies. Top-up can also be obtained on current loan or through balance transfer from our partners. We also provide top-ups on short-term and P2P loans.
Business Loan
We offer business loans at attractive interest rates through our partners to self-employed individuals as well as professionals. Whether you have established operations and need funds for expansion or a doctor, CA, CS with a need to finance growth, we provide help in choosing the right institution. Through our tie-ups with banks, NBFCs and online platforms, we help facilitate a loan that fits your requirement.
Peer to Peer Lending in India
The RBI has released guidelines and licensed some companies, including Cashkumar, to act as platforms providing peer to peer loans. These crowd funded loans provide the options for under-funded and financially excluded individuals to access a source of credit. Individuals with money can finance loans and earn returns through interest applicable on the loans. We are the future of alternate finance and with 2 years of experience facilitating peer to peer lending, offer a recognized and proven service for borrowers and lenders. Check out our customer stories and reviews.
Short Term Loan
Perfect for urgent, small requirements short-term loans are a product exclusively offered by us through the P2P network. Loan amounts upto 1 Lakh that can be paid within 10 months help meet urgent requirements and zero pre-closure charges mean they can be closed within 3 months. The loans are ideal for individuals who are new to credit or rebuilding their credit profile. Meet requirements like part-filled personal loans, outstanding payments or personal needs by applying here.
Debt Consolidation Loan
Personal loans and credit cards, while being great financial instruments can also be a noose in difficult times. Over dependence on loans and multiple products lead to confusion, high burden and ultimately a possible default. Remove these uncertainties from your financial portfolio by consolidating all personal loans and credit card outstanding into a single loan. We connect you to banks who can aggregate your obligations while also lowering the interest rate and reducing the overall EMI
Medical Loan
Accidents and emergencies are an unpleasant reality of our lives and unsecured loans provide a recourse when are scarce. Apply for personal loans and be eligible for instant provisional approvals depending on the institution. Draw upon our individual lenders if the need is small and avail quick processing. Be it an accident, surgery, dental treatment or cosmetic touch up, we provide loans to fulfil all your medical necessities
Travel Loan
It is essential for the millennial life to travel and experience the world. Finance should not be a constraint to meet this objective and do it while age permits. Meet these goals through affordable travel loans by applying with us. The platform helps you identify the right set of institutions and choose an amount and tenure. Check our EMI calculator to find out the affordability of a loan plan. Read up on processing fees to know the amount you will get in hand and if it is a small quick getaway then apply for a short-term loan and get a fast disbursal.
Home Renovation Loan
Have a new home and looking for fresh funds to repair, decorate, makeover or refurbish it? Apply for a home renovation loan and with us and connect with major institutions who can help meet your requirement. Avail unsecured loans with amounts of upto 20 lakh with attractive options and deals. Lead a happy and fulfilling life and make your house a place you love to come back to. Check out details of documents required and use your nifty eligibility calculator to find out the loan amount that could be funded
CIBIL Score
The essential factor which defines your credibility in the lending market is your credit or CIBIL score. Learn more about how credit scores affect your loan prospects and means to improve it. Check out our link on free credit score calculator and know your approximate score. Or apply with us for a P2P loan if your score is slightly lower and there is a small requirement. We shall check your credit history and offer a loan if possible and report timely payments to improve score
Private Finance
The situation is clear and regulations are in place to get finance from private individuals as unsecured personal loans. As a salaried individual you can access a legitimate and regulated source of private finance. We automate the process and make it transparent by providing clear eligibility norms, analysing credit profile and arranging legal documentation. All monetary matters are clarified with an electronic trail so neither party feels short-changed.
Cashkumar is one of India’s leading P2P lending companies offering personal loans and short term loans to borrowers since 2016. We have disbursed over 1500 P2P loans till date and nearly 800+ lenders have chosen to invest in peer to peer lending through us to help borrowers in need. With online P2P lending becoming a valid investment route, our short-term loans help people secure finances for their various needs. As one of India’s early P2P lending platforms we are at the forefront of creating an alternate channel of credit and investment.
Peer to peer lending is a transaction between individuals which helps borrowers get a loan at a specific interest rate through people with access to money. As a P2P lending platform, we undertake the entire credit evaluation process, legal documentation and collections making it easy for people to invest in P2P loans. Borrowers outside the ambit of the current financial apparatus due to reasons like company not listed with banks, new to credit and debt burden can access funds through Cashkumar's online P2P lending process.
As a P2P lending company, we help the aspirations of borrowers requiring short loans for needs such as travel, medical aid, home renovation, wedding, loan consolidation etc. The P2P loans offered through Cashkumar are for shorter periods with a cap on the maximum amount. Borrowers can pay back the loan as EMIs which are collected and transferred to the lenders. Cashkumar helps small investors access peer to peer lending as they can put in low amounts even upto Rs. 5000 per loan. Cashkumar conforms with all guidelines issued by the Reserve Bank of India and has a valid NBFC-P2P Certificate of Registration since July 2018.
