Peer to Peer Lending in 
Delhi NCR

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Best P2P Loans in Delhi-NCR

Historically, borrowing in India has been traditional where people with money have advanced it to people who require it. Peer to peer lending in Delhi or P2P loans in Delhi aims to bring this tradition back where you as a lender can advance credit to people you know as well as people you don’t. The entire process is scientific taking into consideration the eligibility factors of a borrower and presenting it as a case to the loan giver.

You have taken loans from your brother and family for various reasons and have paid the amount back to them. Now you are your brother’s age. What if you have had a chance to lend to a person who is exactly as you were then even though you don’t know him/her….and at a 14% interest rate which you never had to pay?

You gain a better RoI than a savings account or FD, in a trustworthy way
They gain the loan they want at a great interest rate, from a good lender

This is the power of Peer to Peer lending in Delhi or P2P loans in Delhi

The national capital region (NCR) has one of the largest agglomerations to urban population where a large number of individuals are in need of credit. Unfortunately due to the vastness of the city, it becomes quite a task to join people with money to advance with people who need it. Peer to peer lending in Delhi through an online platform seeks to bridge this gap and join these two parties.

While banks and NBFCs do present a good mode for you to get a loan, it becomes a difficult process in many cases if your profile is not ideal. P2P loans in Delhi helps you to access loans in a different way by tapping your friends, colleagues and even strangers. If your case is ideal, it might also be possible to get an interest rate lower than the one available through the formal financial system.

If you have excess funds it is possible to use peer to peer lending in Delhi as a good alternate investment route. It is possible to get a higher interest rate as compared to instruments like savings accounts, MFs and FDs at the same or slightly higher level of risk exposure. You can invest smaller amounts across a large number of borrowers to lessen your risk exposure. In all cases the deals are protected by strong legal contracts.

Register now on our platform to become a lender or a borrower for P2P finance in Delhi.

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Basic Documents Required for P2P Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Basic Eligibility Criteria for P2P Loans

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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