Peer to Peer Lending in 
Pune

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Best P2P Loans in Pune

Over the past 3-4 years a great many alternate finance options have become popular across India providing a way in the absence of traditional entities. When the norms of a bank or NBFC become tight and options seem scarce, peer to peer lending provides an opportunity to obtain credit for urgent requirements. Cashkumar provides P2P loans in Pune through a network of lenders across the country with an in-house evaluation process.

There are many working professionals in Pune and not everyone might qualify or require a loan from traditional financial institutions. This could be for a variety of reasons including tenure, amount or a higher obligation ratio. Peer to peer loans from Cashkumar provides an alternate route for such loan seekers in Pune.

Leveraging on technology, Cashkumar evaluates borrower profiles and provides neutral inputs to lenders who pledge based on their preferences. This is an extension of old practices but with a new trust built in the system to help evaluate borrowers across the country. Individuals with funds can easily become lenders on the platform and invest small sums of money in loans to obtain good returns.

Pune is an expanding city with a large set of working professionals from within and outside the state. With a growing base of IT companies, the engineering sector and also a large student population, individuals in Pune need financing options to meet personal loan requirements. A medical procedure like a dental implant these days can range from Rs. 30,000 to 1 lakh so having a quick process to obtain finance like P2P funding always helps with the online process and easy closure options

Register now on our platform to become a lender or a borrower for P2P finance in Pune.

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Basic Documents Required for P2P Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
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Basic Eligibility Criteria for P2P Loans

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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