ICICI BANK Personal Loan Eligibility Calculator

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Get a Quick ICICI BANK Personal Loan at Interest Rates starting from 11.49%

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ICICI bank was founded in 1994 and is currently the second largest bank in India. It offers diverse range of banking and financial products to retail and corporate customers. The bank has a network of 4,050 branches and over 12,000 ATM’s across India. The bank is consistently recognized as one of India’s foremost financial institutions. You can meet your financial commitments such as wedding, vacation funding, child’s education, home renovations, medical emergencies, financing an existing loan and so on with ICICI personal loans with fixed rate of interest and flexible tenures. They offer attractive interest rates for various loan seekers with easy payment options, simple documentation, quick processing, direct credit and other benefits.

ICICI personal loans offer attractive interest rates extending from 11.99% to 20.00% which is payable through EMI with repayment choices ECS, AD or PDC. Also the interest rates vary based on the income, your location and your company listing. Loan available upto 20Lakhs for salaried individual, which tenures from 12 – 60 months. As personal loans are unsecured loans, they have simpler documentation with no collateral requirement or guarantor. For the individuals looking to pre-pay the loan, ICICI offers pre-closure on personal loans, post completion of 6 installments and charges of 5% on principal outstanding.

Eligibility Criteria for ICICI bank Personal Loan:

• Applicant’s age should be between 23 and 58 years
• Should be a salaried individual or salaried professional
• Minimum monthly salary of Rs. 20,000 for Chennai, Hyderabad, Bangalore, Pune & Kolkata residents; Rs.25,000 for residents in Mumbai and Delhi and Rs. 17,500 for residents in other cities
• 2 years experience in current occupation
• 1 Year residing in current home address

ICICI offer facility for disbursement of loan within a minimum of 72 hours. Please have the below documents ready for the quick processing of the loan,

• Application form and your latest photograph (2 nos)
• Proof of identity: Copy of passport/voter ID card/driving license/PAN card
• Proof of address: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport
• Last 6 months bank statement
• Salary slip for last 3 months/ current dated salary certificate with the latest Form 16