Personal loans are given by ICICI Bank and other financial institutions to individuals without asking about the requirement or need. They are unsecured loans ranging from Rs. 50,000 to Rs. 20,00,000 which means that you need not mortgage any property or need a guarantor. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical treatment, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned by ICICI Bank. Other factors like years of employment, company you work for, salary, current liabilities etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in give you the flexibility to pre-close the loan without any additional charges. But ICICI Bank does not extend such a facility on personal loans
Go ahead and apply for your ICICI BANK Personal Loan in Surat. Get customized Personal Loan offers at Lowest Interest Rates from ICICI BANK in Surat Get a ICICI BANK Personal Loan
Personal Loans in Surat
There are multiple banks in Surat which offer personal loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, etc in Surat which also offer unsecured personal loans according to your profile.
Surat also known as the Diamond city and Diamond hub of India is situated in the state of Gujarat, India. It is located to the south part of Tapti River and used to be the port for several ships of East India Company since 1608. It was home to several Dutch and Portuguese monuments which were destroyed in a fire and a flood in 1837.
Surat was ranked 8th in India with a GDP of $40 billion in fiscal year 2011–2012 ($14 billion in 2010). Surat’s GDP in 2020 will be around $57 billion as estimated by The City Mayors Foundation, an international think tank on urban affairs. The per capita GDP was $8,000 in 2010. Surat is known for diamonds, textiles and for the manufacture of diamond-studded gold jewellery. Surat registered a GDP of 11.5% for the seven fiscal years from 2001–2008, the fastest growing GDP in India. The city accounts for 90% of the world’s total rough diamond cutting and polishing trade; 99.99% of the nation’s total rough diamond cutting and polishing trade as well as 90% of the nation’s total diamond exports.
Surat has good infrastructure with facilities such as computerised water distribution system and a computerised drainage system along with a sewage treatment plant to transform waste into energy. It has one of the best water treatment plants in India and every part of Surat has underground drainage and street lights.
ICICI BANK Branches providing Personal Loan in Surat
SURAT ATHWA LINES BRANCH
ICICI BANK ANJAN SHALAKA, LAL BUNGALOW, ATHWA LINES, SURAT.395007
SURAT MAJURA GATE BRANCH
ICICI BANK GROUND FLOOR, OM SHOPPING COMPLEX,ANAND MAHAL ROAD, ADAJAN395009
ICICI BANK LTD. FIRST FLOOR, RIDDHI COMPLEX, NEAR KRIBHCO TOWNSHIP, ICCHAPORE, HAZIRA MAIN ROAD, SURAT- 395510. GUJARAT