Lendingkart Loans

LENDINGKART Business Loans - Apply Now

Lendingkart is a new age Fintech firm that was set up to fund the working capital finance requirements of businesses. They provide quick and fast business loans to businesses using an entirely online model. Through the intervention of technology they ensure that business loans are processed fast and approvals as well as disbursal is done quickly. It is also the backbone for their due diligence process which the entire process hassle free.

The world of business has changed in a radical way with the advent of e-commerce and online transactions. Manufacturers and merchants increasingly find themselves in situations where quick turn-around times are required to meet the demands of the market. Given this, traditional methods of financing business needs and working capital requirements become an issue. This is especially true for new and first time entrepreneurs who might not have the market repute to secure finance and business loans quickly.

Lendkingkart proposes to help businesses overcome this situation by providing working capital finance and business loans through a quick and transparent process. The loans are drawn from a partner NBFC while Lendingkart takes care of the entire process and risk analysis online. While traditional banks can be strict in their eligibility requirements for business loans, Lendingkart uses cash flow criteria with an accent on providing short term credit. The services are spread across India and due to the online nature of business the company serves not just big cities like Delhi, Mumbai, Bangalore, Kolkata, Chennai, Hyderabad, Ahmedabad but even small cities/towns spread in all parts of the country.

While the eligibility criteria for evaluating a business is based on business growth, Lendingkart ensures that the business loan is given only for periods ranging from 6-18 months. New business owners with a short track record, small business, medium businesses, merchants for e-commerce sites, retailers, manufacturers can all avail business loans of value from 1 lakh to 1.5 crores. The loans are unsecured so not collateral or security is required approvals and Lendingkart ensures disbursals within 3 days if a loan seeker is approved.

To apply for a business loan or working capital loan with Lendingkart you can fill in the simple application form with details below. We work with different business loan providers, from NBFCs to tech companies and private lenders, and we will be able to choose the right financer for you. Send us your details and we will personally call to understand your need and assign your case to the appropriate lending partner.

Apply for LENDINGKART Business Loan

Business Loans from Banks & NBFCs

There are multiple banks which offer business loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, Capital First, Lendingkart etc which offer unsecured business loans according to your profile.

Get LENDINGKART Business Loan

Documents required for Business Loans

Documentation can be a difficult task when it comes to any kind of financial service. For Business Loans, we make it easier for you and help you with your documentation.

Check Documents Required

Basic Eligibility Criteria for Business Loans

  • Age of the applicant should be between 21 - 60 Years
  • Business should have a vintage of atleast 3 years
  • Business should have IT returns filed for the last 3 years
  • Business Individual should be staying in the city for at least 1 Year
  • Business should have all company documents adhering to the state laws
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
  • Business Financials which include the overall turnover and profit after taxes should also be available