Ahmedabad Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Ahmedabad. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Ahmedabad include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Ahmedabad, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Ahmedabad. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ahmedabad give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Ahmedabad is also known as Amdavad is the largest city in the state of Gujarat and very close to the state capital of Gandhinagar. The city is known as an industrial, economic, commercial and business hub with a high rate of development. The city has 192 municipal councils which comprise its administrative area. The city historically was a big trading market for cotton and has transformed into a business hub and focal point for the automotive, pharma and petrochemical industries. The city has a high rate of development and contains branches of all major banking companies.
With a sweep of development and inherent prosperity, Ahmedabad houses the branches of all important private banks and Non-Banking Financial Institutions (NBFCs). These institutions offer a range of services in the city of Ahmedabad including corporate and retail banking as well as investment, management and advisory services. Apart from the private sector, many public sector banks have their own network in the city. Some private banks and NBFCs in the city include:
ICICI Bank - is the second largest private sector bank in India which has approximately about 48 full and part service branches in the city of Ahmedabad
HDFC Bank - is the largest private sector bank in the country and operates in Ahmedabad from approximately about 87 branches
Axis Bank - is the third largest bank in the country in the private sector and operates about 39 branches in the city of Ahmedabad
Kotak Bank - is a large bank in the private sector which works in about 41 branches in the city
Citibank - is operating out of about 1 branch in the city of Ahmedabad
Bajaj Finserv - is one of the largest NBFCs in India with 1 branch in Ahmedabad city
Tata Capital - is again a well-known NBFC with about 2 branches in Ahmedabad
Fullerton - services the entire city of Ahmedabad through their 3 branches
We do not take a fee or commission from your amount when you apply for personal loan online in Ahmedabad through us. We ensure that you get the best deal for personal loan in Ahmedabad by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Ahmedabad. We help process requirements in every area across the city of Ahmedabad and the capital city of Gandhinagar. You can get instant personal loan online approval in Ahmedabad provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Ahmedabad will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Ahmedabad.
Eligibility Criteria for Personal Loan in Ahmedabad
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
You would require basic documentation such as your address proof, identity proof, latest bank statements etc
Be informed of the different ways your Personal Loan Rate of Interest in Ahmedabad is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Oct 2016
Find out your customized interest rate for a Personal Loan in Ahmedabad?
OPP SHRIJI ENCLAVE,ANANDNAGAR RAMDEV NAGAR ROAD,AHMEDABAD380015
STATE BANK OF INDIA
AKHBARNAGAR 4 RASTA, AHMEDABAD BRANCH
L14,SWATANTRA SENANINAGAR,132 FT RING ROAD,NAVA VADAJ,AHMEDABAD380013
How we work?
We have greatly simplified your Personal Loan search in Ahmedabad and will help you get it in four simple steps,
Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!
Your information is then passed through our proprietary eligibility algorithm to tell you the different banks and NBFCs in Ahmedabad who can lend to you.
After you choose a particular option that seems best to you, we call you and help you with the complete documentation.
The bank/partner in Ahmedabad will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.
Personal Loan in Ahmedabad Reviews
Personal Loan in Ahmedabad by Cashkumar is rated 4.1 / 5.0
by 15 users
Your reviews motivate us and help us make our service even better
Good concept and the service was OK here in Ahmedabad. They replied to my request quickly and gave me a lot of options on the choice for a personal loan. The final service was a bit slow but it did not matter much to me as my loan request was approved. They are on par with any other site you will come across which also works with different banks on loans.
Overall a very good concept and quick response time. The options for different kinds of loans was a new thought. I did not know that you can use personal loans for anything including marriage and travel. I wanted money for my marriage and this came as a good option. They also had quick and easy approval.
Good work by the entire Cashkumar team in getting me a loan. A friend recommended this to me and it is a very nice service to have options from all the banks.
The process was simple and I had to fill up a nice form which was easy to understand. After this they gave me a call to confirm the details and tell me what rate of interest I might get. After I agreed an agent came to my house to collect documents and the loan was given. Good website and hope many people use it.
There are many sites doing this now a days and I came across cashkumar searching for one. So the whole thing was done well and I got a renovation loan at a good rate of interest. I will visit the site again if I want a loan sometime in future.
I got a loan from icici bank from your website. The staff were very nice and spoke to me well. I got the loan at a good rate so thanks to icici bank and cashkumar for it.
I filled the forms but got a very late response from the team but they said sorry and then did everything fast to get me a loan from tata.
after filling up the form I got a response but they said that loan could not be processed now because I did not have a cibil score because I did not use a credit card. They asked me to get a card and use it before applying. It was helpful to know about this and thank you to Cashkumar.
The website is very good in terms of the information they provide. I was looking to get a loan and it has a lot of details on what is eligibility and in what cases banks give a low interest personal loan.
Hi Iam Chirag and I applied for a travel loan on this site. Overall the service was quite good and they called me after I filled the forms. They finally got me a loan from fullerton
I have been working here for a pharma company for some time and my husband is a professor. He had applied for a personal loan and the people at cashkumar were very helpful. They said he might not get it himself and advised us to apply for it together. I became a co-applicant and our loan was approved quickly. So thank you to all the people there.
A very good platform for people like us who are busy and cannot run after all the banks. I got a business loan from them and I did not have to do anything other than apply and give my documents. Cashkumar people took care of everything else and they called and told me what was happening. if you are taking a loan then apply with them
very good work cashkumarÉ.i got the loan I needed from kotak. Thank you for the help!!
all in all a good webiste for getting loans. I needed a medical loan and they helped me get it for a good rate of interest from the best loan provider
I was looking for a personal loan for which I can pay emi. The emi calculator on this website told me the amount I should apply for. So I applied and got a easy approval and best rate for personal loan from bajaj. I can now pay this emi and clear the loan.
Personal Loan in Ahmedabad by Cashkumar has been rated
by 15 users
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