Best Personal Loans in Amausi, Lucknow
Amausi is an area in the heart of central Lucknow which is known for hosting the Chaudhary Charan Singh International Airport or more simply called the Amausi Airport. It lies right next to the state highway which leads to Kanpur adjoining areas like Vijaynagar Colonu, Subhash Nagar and Hindnagar Colony. A proposed metro station for the area of Amausi is also coming up in this area.
Personal loans in Lucknow are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Lucknow give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Lucknow such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Lucknow such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.