Best Personal Loans in Begur, Bangalore
Begur is a suburb of Bangalore is located on the Bangalore-Hosur highway. The famous attraction of this place is the Nageshvara temple which back 1100 years. Nageshvara temple has Panchalinga and the festival of Shivarathri is celebrated with grandeur. The other famous temples around this area are Kashi Vishweshwara, Sri Gangaparameshwari Temple and Sri Anjaneya Swamy Temple.
Begur fort which is constructed with mud and stone is a noted tourist attraction. It is a circular fort dating back to the 18th century. There are remains of Jain basti, lost inscriptions, broken veerakals (hero stones) and scattered sculptures. The different roads which connect begur to banagalore are The Begur - Jigani , Begur to Hosur Road via AECS (HAL) layout, Begur to Bannerghatta Road via Hulimavu, Begur to Bommanahalli via Hongasandra and Begur to Electronics City via Bettadasanapura.
Begur was considered to the city outskirts till IT companies started flooding in here. Now it is a suburb of Bangalore with good residential properties and several IT companies and business parks. There are several lake facing apartments around Begur lake which are in high demand. Few of the famous apartments in this area are DLF New Town and Hiranandani Upscale, SNN Raj Sarenity, Aratt Felicita, Aratt Vivera, Splendid Lakedews etc.
Personal loans in Bangalore are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Bangalore give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Bangalore such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Bangalore such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.