Personal Loan in
Bhavnagar

20,000 - 1.5 lakhs 3 months onwards Zero Pre-closure

CASHKUMAR
BHAVNAGAR

Best Personal Loan Providers in Bhavnagar

Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Bhavnagar. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Bhavnagar include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Bhavnagar, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Bhavnagar. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Bhavnagar give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Bhavnagar is situated in the western Indian state of Gujarat and is also known as “Bhavena”. It is the administrative headquarters of Bhavnagar District having been established by Bhavsinhji Gohil which gives the city its name. Previously Bhavnagar city was the capital of the Bhavnagar princely state before it was merged into India in 1948. It is a gateway to the Saurashtra region of Gujarat and home to some of the holiest temples of the Jain religion. The economy of the city is industrial in nature with a large number of medium and small scale industries like diamond cutting and polishing units, salt and marine chemicals, plastics, shipbuilding, and ship-breaking industries.

Educational institutions like Sir P.P. Institute Of Science, Samaldas Arts College, MJ College Of Commerce, Government Engineering College, Government Medical College, Shantilal Shah Pharmacy College, Sir Bhavsinhji Polytechnic Institute call the city their home. The city attracts a lot of religious pilgrims being close to the Palitana Jain Temples as well as places like Takhteshwar Temple, Khodiyar Mandir, Nilambag Palace Hotel, Blackbuck National Park, Victoria Park, Victoria Park, Nishkalang Mahadev Temple among others.

We provide instant personal loan approval from major banks and NBFCs by evaluating your eligibility and comparing it to their criteria. Personal loan agents in Bhavnagar who work with a few banks will not be in a position to give you the best deal. You also do not have to pay a fee or any charge when you apply for personal loan online. You can access information related to eligibility and documentation for various banks and NBFCs on our site. Nifty tools like EMI Calculator, Eligibility Calculator and CIBIL Score estimator are also available to facilitate your loan request. Lowest interest rate on personal loan in Bhavnagar can be arranged for you given eligibility matches the criteria of financial institutions.

Multiple banks and NBFCs have branches across the vast city of Bhavnagar in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.

We do not take a fee or commission from your amount when you apply for personal loan online in Bhavnagar through us. We ensure that you get the best deal for personal loan in Bhavnagar by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Bhavnagar. We help process requirements in every area across the city of Bhavnagar. You can get instant personal loan online approval in Bhavnagar provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Bhavnagar will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Bhavnagar.

Eligibility Criteria for Personal Loan in Bhavnagar

Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required

Documents Required for Bhavnagar Personal Loan

Three passport size photographs
ID proof – Passport/Voter ID/ Aadhar or drivers licence
Residence Proof – Passport/ Landline bill/ Post paid Mobile bill/ Rental agreement or Bank Statement
Pan Card copy
Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
Income Proof - Latest 3 months salary slips
Banking Statement - 6 months bank statements
Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

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Banks where you can get a
Personal Loan in Bhavnagar

Bank	Address
HDFC BANK	BHAVNAGAR BRANCH GOPI ARCADE,OPP TAKHTESHWAR SUB-POST OFFICEWAGHAWADI ROADBHAVNAGARGUJARAT364002 IFSC Code: HDFC0000137
HDFC BANK	DAWN CHOWK BRANCH GROUND FLOOR,SHAIL SHIKHAR,DAWN CHOWK IFSC Code: HDFC0001686
HDFC BANK	LOKHAND BAZAR BRANCH HDFC BANK LTD GROUND AND FIRST FLOOR, LODHAWALA CHAMBER, LOKHAND BAZAR IFSC Code: HDFC0001687
HDFC BANK	ADHEWADA BRANCH PLOT NO. 3, BHAGWATI CO OPERATIVE SOCIETY, OPP. GRAMPANCHAYAT OFFICE, ADHEWADA GUJARAT 364002 IFSC Code: HDFC0003092
HDFC BANK	SHAMALAJI BRANCH HDFC BANK LTD GRND AND FIRST FLR GOKULESH COMPLEX NEAR BUS STOP SHAMALAJI BHAVNAGAR GUJARAT 383355 IFSC Code: HDFC0003903
ICICI BANK	BHAVNAGAR BRANCH BHAVNAGAR IFSC Code: ICIC0000272
ICICI BANK	DAWN CHOWK BRANCH ICICI BANK LTD., PLOT NO: 25/A-1, MANASDARSHAN COMPLEX, HARIYALA PLOT, NEAR DAWN CHOWK, KRISHNANAGAR, BHAVNAGAR - 364001,GUJARAT IFSC Code: ICIC0002422
ICICI BANK	BHAVNAGAR BRANCH ICICI BANK LTD., BUSINESS POINT BUILDING, NEAR RTO CIRCLE, BHAVNAGAR 364003, GUJARAT IFSC Code: ICIC0006550
STATE BANK OF INDIA	DIWANPARA BRANCH MANGAL BHAVAN, DIWANPARA ROAD, BHAVNAGAR, GUJARAT, PIN 364001 IFSC Code: SBIN0001842
STATE BANK OF INDIA	NARI BRANCH DIST BHAVNAGAR, GUJARAT 364 055 IFSC Code: SBIN0003764
STATE BANK OF INDIA	BHAVNAGAR PARA BRANCH GADHACHI VADLA,BHAVNAGAR,GUJARAT,PIN364003 IFSC Code: SBIN0004865
STATE BANK OF INDIA	WAGHAWADI ROAD, BHAVNAGAR BRANCH DIST BHAVNAGARSTATE GUJARAT IFSC Code: SBIN0010863
STATE BANK OF INDIA	DOCUMENT ARCHIVAL CENTRE BHAVNAGAR BRANCH PERCIVAL MARKET,AMBA CHOWK,NEAR TREASURY BRANCH,DARBARGADH,BHAVNAGAR,364001 IFSC Code: SBIN0012232
STATE BANK OF INDIA	SARC BHAVNAGAR BRANCH 12479,SARC,BHAVNAGAR,DISTSBI SARC,BHAVNAGAR IFSC Code: SBIN0012479
STATE BANK OF INDIA	ADMIN OFFICE, BHAVNAGAR BRANCH ADMIN OFFICE,BHAVNAGAR,DISTADMIN OFFICE,BHAVNAGAR IFSC Code: SBIN0012825
STATE BANK OF INDIA	RBO I, BHAVNAGAR BRANCH 2ND FLOOR,NEW ADMINISTRATIVE BUILDING,NILAMBAUG CHOWK,BHAVNAGAR,DIST BHAVNAGAR 364001 IFSC Code: SBIN0013095
STATE BANK OF INDIA	RBO2 BHAVNAGAR BRANCH 2ND FLOOR,ADMINISTRATIVE OFFICE,NILAMBAUG,BHAVNAGAR,DIST BHAVNAGAR 364001 IFSC Code: SBIN0013096
STATE BANK OF INDIA	SUBHASNAGAR,BHAVNAGAR BRANCH KANUBHAI THAKKER,AIR PORT ROAD,SUBHASHNAGAR.,DISTBHAVNAGAR364002 IFSC Code: SBIN0013382
STATE BANK OF INDIA	MALVAV BRANCH TAL MAHUVA,DIST BHAVNAGARPIN 364130 IFSC Code: SBIN0013472
STATE BANK OF INDIA	MOTI JAGDHAR BRANCH TAL MAHUVA,DISTRICT BHAVNAGAR364295 IFSC Code: SBIN0013474
STATE BANK OF INDIA	ZONAL INSPECTION OFFICE, BHAVNAGAR BRANCH NILAMBAUG CHOWK,BHAVNAGAR IFSC Code: SBIN0013523
STATE BANK OF INDIA	SHIVAJI CIRCLE BRANCH NEAR SHIVAJI CIRCLE,PANCHWATI CHOWK,SUBHASHNAGAR,BHAVNAGAR 364002 IFSC Code: SBIN0013539
STATE BANK OF INDIA	RCPC, BHAVNAGAR BRANCH STATE BANK OF INDIA,NILAMBAUG CHOWK,BHAVNAGAR,DISTBHAVNAGAR 364001 IFSC Code: SBIN0013961
STATE BANK OF INDIA	LCPC BHAVNAGAR BRANCH 3RD FLOOR, ADMINISTRATIVE BUILDING,NILAMBAUG CHOWK, BHAVNAGAR 364001 IFSC Code: SBIN0015154
STATE BANK OF INDIA	CCPC BHAVNAGAR BRANCH KALANALA BUILDING, KANWARRAM CHOWK, BHAVNAGAR 364001 IFSC Code: SBIN0015610
STATE BANK OF INDIA	SMECC,BHAVNAGAR BRANCH SMECC, BHAVNAGAR, STATE BANK OF INDIA, ADMINISTRATIVE BUILDING, 1ST FLOOR, NILAMBAUG, DIST BHAVNAGAR 364001 IFSC Code: SBIN0015802
STATE BANK OF INDIA	BHARAT NAGAR, BHAVNAGAR BRANCH VAASTRUSHRI PLOT NO.1112, BHAGYAGODAY SOCIETY, RING ROAD, BHARAT NAGAR,DISTT. BHAVNAGAR. GUJARAT 364001 IFSC Code: SBIN0016049
STATE BANK OF INDIA	BHAGWATI CIRCLE BHAVNAGAR BRANCH SHIVRANJANI APARTMENT, BHAGWATI CIRCLE, KALIYABID, BHAVNAGAR 364002 IFSC Code: SBIN0016050
STATE BANK OF INDIA	ISKON MEGA CITY BRANCH BRANCH SHOP NO 9 10 11,HIMALAYA SQUARE BLDG,NEAR STERLING HOSPITAL,BHAVNAGAR,DISTT.BHAVNAGAR.GUJARAT 364001 IFSC Code: SBIN0016688
STATE BANK OF INDIA	MAHILA COLLEGE CIRCLE, BHAVNAGAR BRANCH ISKON PARSMANI BUILDING, NEAR MAHILA COLLEGE, DIST BHAVNAGAR, GUJARAT 364002 IFSC Code: SBIN0016689
STATE BANK OF INDIA	BHAVNAGAR, DARBARGADH BRANCH DARBARGADH POST BOX NO 112 AMBA CHOWK BHAVNAGAR IFSC Code: SBIN0060007
STATE BANK OF INDIA	BHAVNAGAR, KALANALA BRANCH KALANALA BRANCH,KALANALA,BHAVNAGAR 364001 IFSC Code: SBIN0060008
STATE BANK OF INDIA	BHAVNAGAR, KRISHNANAGAR BRANCH CRECENT CIRCLE,KRISHNANAGAR,BHAVNAGAR 364001 IFSC Code: SBIN0060009
STATE BANK OF INDIA	BHAVNAGAR,VADVA BRANCH PHACHARIYA WADI,PANWADI ROAD,VADVA,BHAVNAGAR 364001 IFSC Code: SBIN0060010
STATE BANK OF INDIA	BHAVNAGAR,VIDYANAGAR BRANCH UNIVERSITY CAMPUS,PLOT NO95,OPPVIDYANAGAR BUS STOP BHAVNAGAR 364002 IFSC Code: SBIN0060120
STATE BANK OF INDIA	BHAVNAGAR,STATION ROAD BRANCH HONEST BUILDING,SAKAR BAZAR,DANAPITH,BHAVNAGAR 364001 IFSC Code: SBIN0060159
STATE BANK OF INDIA	BHAVNAGAR, KUMBHARWADA BRANCH AASUMA MANZIL,PLOT NO756,NEAR KUMBHARWADA CIRCLE,BHAVNAGAR 364006 IFSC Code: SBIN0060166
STATE BANK OF INDIA	BHAVNAGAR, ANANDNAGAR BRANCH RUVAPARI ROAD,OPP VELLO INDUSTRY,PB NO366 BY A,ANANDNAGAR,BHAVNAGAR 364002 IFSC Code: SBIN0060171
STATE BANK OF INDIA	BHAVNAGAR, NIRMALNAGAR BRANCH PLOT NO 103 BY B,DANKIWALA CHOWK,NIRMALNAGAR,BHAVNAGAR 364001 IFSC Code: SBIN0060173
STATE BANK OF INDIA	BHAVNAGAR, CHITRA BRANCH PLOT NO219 BY 511,NEAR SWAMINARAYAN GURUKUL,GIDC CHITRA,BHAVNAGAR 364004 IFSC Code: SBIN0060231
STATE BANK OF INDIA	BHAVNAGAR, UNIVERSITY BRANCH UNIVERSITY BRANCH,UNIVERSITY PREMISES BHAVNAGAR 364003 IFSC Code: SBIN0060276
STATE BANK OF INDIA	BHAVNAGAR, SADARNAGAR BRANCH PLOT NO 1923 BY C1 NEAR SINDHUNAGAR BUS STOP SARDARNAGAR,BHAVNAGAR 364002 IFSC Code: SBIN0060288
STATE BANK OF INDIA	BHAVNAGAR, NILAMBAUG CHOWK BRANCH 1 SHRI LVSENJALIA,ASST GENERAL MANAGER 2 SHRI AVTRIVEDI CHIEF MANAGER IFSC Code: SBIN0060318
STATE BANK OF INDIA	BHAVNAGAR, SERVICE BR BRANCH SBSS BUILDING,KALANALA,BHAVNAGAR 364001 IFSC Code: SBIN0060322
STATE BANK OF INDIA	BHAVNAGAR, SSI BRANCH GOLDEN ARC COMPLEX ATABHAI ROAD BHAVNAGAR 364002 IFSC Code: SBIN0060337
STATE BANK OF INDIA	BHAVNAGAR, TREASURY BRANCH TREASURY BRANCH,MARCHA GALI,AMBA CHOWK,BHAVNAGAR 364001 IFSC Code: SBIN0060355
STATE BANK OF INDIA	BHAVNAGAR, KALAVIBID BRANCH PLOT NO DM 24 BY 25 KALIYABID MAIN ROAD BHAVNAGAR 364002 IFSC Code: SBIN0060411
STATE BANK OF INDIA	BHAVNAGAR, SP.IND.FINANCE BRANCH SP INDUSTRIAL FIN BR SBS BUILDING 1ST FLOOR,KALANALA BHAVNAGAR 364001 IFSC Code: SBIN0060415
STATE BANK OF INDIA	WAGHAWADI ROAD BRANCH PLOT NO8 BY A,GANGOTRI PLAZAANADVATIKA HOSPITAL STREETWAGHWADI,BHAVNAGAR IFSC Code: SBIN0060439
STATE BANK OF INDIA	MIG/53 GROUND FLOOR, NEAR JAIN DERASAR BRANCH MIG53,GROUND FLOOR,NEAR JAIN TEMPLESHASTRINAGAR IFSC Code: SBIN0060455
STATE BANK OF INDIA	CAC, BHAVNAGAR BRANCH CAC BHAVNAGAR,1ST FLOOR,NILAMBAUG BRANCH,NILAMBAUG CHOWK,BHAVNAGAR,DIST BHAVNAGAR 364001 IFSC Code: SBIN0060935