Best Personal Loans in Bodakdev, Ahmedabad
Bodakdev is considered as the Mode locality of Ahmedabad, where its planned growth is visible to a lay man. This is one of the most expensive residential localities in Ahmedabad and also has most of the elite High Court judges living in this area. There are multiple retail outlets, hospitals, multiplexes etc in and around Bodakdev. This area is easily accessible via road with the help of Ahmedabad Municipal Transport System and the Ahmedabad BRTS. Bodakdev is approximately 14 kms form the international Airport.
Personal loans in Ahmedabad are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ahmedabad give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Ahmedabad such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Ahmedabad such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.