Best Personal Loans in Chandni Chowk, Delhi-NCR
Chandni Chowk is one of the oldest, well-known and famous areas in Delhi. It is close to the railway station and hosts the landmark Red Fort and Jama Masjid. The area is famous for its markets and stall which lie alongside narrow alleys. The place is also known for its various food joints which the iconic paranthewali gali and karim’s. There are also many residential areas which run through the place and is commonly called the heart of Delhi.
Personal loans in Delhi-ncr are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Delhi-ncr give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Delhi-ncr such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Delhi-ncr such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.