Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Dehradun. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Dehradun include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Dehradun, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Dehradun. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Dehradun give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Dehradun is the capital city of the north Indian state of Uttarakhand and a gateway to tourists that visit the place for its natural beauty. Dehradun lies on the foothills of the Himalayas in the Doon valley close to popular tourist destinations like Mussorie, Nainital, Haridwar and Rishikesh. The city has a long history and is enshrined in many ancient legends. It is situated between the paths of the Ganga and the Yamuna rivers. The city is also base to institutes of strategic importance which are connected to the armed forces of India. It is home to the Doon School, one of the oldest and most renowned educational institutions in India. The economy of the city is largely run by tourism along with the presence of presece of organizations like the DRDO, Ordinance factory etc. Dehradun is a hub for school education which is facilitated by its climate hosting institutions like Welham, Woodstock, Doon, St. George's etc which are the cream of boarding schools in India. Apart from these the city boasts of hosting critical institutions of national interest like the Indian Military Academy, Indian Institute of Petroleum, Oil and Natural Gas Corporation, Indian Institute of Remote Sensing among others. Dehradun is the gateway for tourism in the state of Uttarakhand and has a few attractions of itself including Tapkeshwar temple, Malsi deer park, Kalanga monument, Santala Devi temple etc. It acts as a landing point for tourists looking to reach famous hill stations like Mussorie and Nainital.
Dehradun has a wide coverage of banks and NBFCs to provide various services in every part of this expanding city. Every major financial institution has a network throughout the city to provide services ranging from personal finance, corporate banking, wealth advisory, investment etc. NBFCs also provide services in the area of financing consumer good purchases apart from the regular functions like providing personal loans in Dehradun. Apart from this a lot of public sector banks also have a wide network of branches in the city providing similar services.
Check out the lowest interest rates for personal loans in Dehradun by filling in the forms and letting our intuitive algorithm search for the best deal. We work with various banks and NBFCs as compared to personal loan agents in Dehradun and thus are able to search for a better offer. The entire process is completed at your doorstep or through the use of technology to make it simple and convenient. You can get the lowest interest rates for personal loans in Dehradun if you meet the eligibility criteria for various banks and NBFCs. All steps are taken in complete security and your data is always protected and secure through the entire transaction. Read all about personal loans, credit rating, EMIs and eligibility if you are wondering how to get a personal loan in Dehradun. If you have your requirements ready then apply for a personal loan online by filling in our simple form or reaching out to us over phone. Instant online approval for personal loan in Dehradun can also be obtained if you meet the exact criteria for a certain bank or NBFC.
Eligibility Criteria for Personal Loan in Dehradun
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Dehradun is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2018
Find out your customized interest rate for a Personal Loan in Dehradun?