Dhanbad Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Dhanbad. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Dhanbad include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Dhanbad, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Dhanbad. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Dhanbad give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Dhanbad is situated in the eastern Indian state of Jharkhand and popularly known as “The Coal Capital of India”. It is also the second most populated city in the state. The city has rich history and was ruled by the emperors of various kingdoms and dynasties. The modern administration of the city is carried out through 55 wards each represented by a local corporator. The main economic source of the city is mining and some of the largest mining production units are situated in Dhanbad. Dhanbad has many educational institutions with schools and colleges like Indian School of Mines, Birsa Institute of Technology Sindri, Guru Nanak College, Law College of Dhanbad, Patliputra Medical College and Hospital , Raja Shiva Prasad College. Dhanbad also has some good spots to attract tourists like Maithan Dam, Shakti Mandir, Panchet Dam, Bhatinda Falls, Topchanchi Wildlife Sanctuary among others.
Multiple banks and NBFCs have branches across the vast city of Dhanbad in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Dhanbad through us. We ensure that you get the best deal for personal loan in Dhanbad by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Dhanbad. We help process requirements in every area across the city of Dhanbad and surrounding areas including Gurgaon, Noida, Ghaziabad and Faridabad. You can get instant personal loan online approval in Dhanbad provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Dhanbad will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Dhanbad.
Eligibility Criteria for Personal Loan in Dhanbad
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
You would require basic documentation such as your address proof, identity proof, latest bank statements etc
Be informed of the different ways your Personal Loan Rate of Interest in Dhanbad is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Jun 2017
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1ST FLOOR,ABDUL QUDDUS APARTMENT,NEAR MILLAT COLONY,BHULI ROAD,WASSEYPUR,DHANBAD.JHARKHAND 826001
How we work?
We have greatly simplified your Personal Loan search in Dhanbad and will help you get it in four simple steps,
Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!
Your information is then passed through our proprietary eligibility algorithm to tell you the different banks and NBFCs in Dhanbad who can lend to you.
After you choose a particular option that seems best to you, we call you and help you with the complete documentation.
The bank/partner in Dhanbad will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.
Are you ready to find the lowest interest rates available for your Personal Loan in Dhanbad?