Personal Loans in
Ernakulam

Kochi

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Best Personal Loans in Ernakulam, Kochi

Ernakulam is the Tourist capital of Kochi and has its history from stone age as the Monolithic monuments like Dolmens and rock-cut caves can be witnessed in Ernakulam. Ernakulam was ruled by Chera Dynasty of the Sangam age and later by the Kingdom of Cochin in pre-colonial age. It was also the capital of Kingdom on Cochin. It has the major financial and commercial traction in Kerala, the region is well developed due to the The Cochin Port and due to Tourism it offers. It has lot of ancient temples, and churches which attracts tourists.

Personal loans in Kochi are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.

You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Kochi give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

There are multiple banks which offer a personal loan in Kochi such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Kochi such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.

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Personal Loans for All Profiles

There are multiple banks which offer personal loans such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and many more. There are also multiple NBFCs such as Bajaj Finserv, Fullerton, Tata Capital, etc which also offer unsecured personal loans according to your profile.

Documents required for Personal Loans

Documentation can be a difficult task when it comes to any kind of financial service. For Personal Loans, we make it easier for you and help you with your documentation.

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Personal Loan Calculators

Want to check your loan eligibility? Personal Loan Eligibility Calculator

Want to check your emi payments/timeline? Personal Loan EMI Calculator

How we work?

We have greatly simplified your Personal Loan search in Kochi and help you get your Personal Loan in Kochi in five simple steps,

Step 1

Start your Personal loan search by using our simple natural language form.
Trust us, it takes only 26 seconds to complete!

Step 2

Your information is then passed through our proprietary eligibility algorithm
to show you the different banks and NBFCs who can lend to you.

Step 3

After you choose a particular option that seems best to you, we call you and
help you with the complete documentation.

Step 4

The bank/partner will then collect all your documents and start processing your loan

Step 5

We will notify you when your documents are approved and your loan is ready to be sanctioned

Banks where you can get a
Personal Loan in Ernakulam, Kochi

Bank Address
ICICI BANK LIMITED VYTILA, ERNAKULAM BRANCH

ICICI BANK LTD., PAREKKATTIL TOWERS, OPPOSITE WELCARE HOSPITAL,VYTILA , ERNAKULAM - 682019, ERNAKULAM DIST., KERALA.

IFSC Code:
ICICI BANK LIMITED EDAPALLY ERNAKULAM BRANCH

EDAPALLY

IFSC Code:
STATE BANK OF INDIA TREASURY BRANCH, ERNAKULAM BRANCH

2ND FLOOR KTDC BLDG, SHANMUGHAM ROAD, DISTT. ERNAKULAM, KERALA 682 031

IFSC Code:
STATE BANK OF INDIA SERVICE BRANCH, ERNAKULAM BRANCH

KAILASAM, TD ROAD, SOUTH END, DISTT. ERNAKULAM, KERALA 682 011

IFSC Code:
STATE BANK OF INDIA BANERJI ROAD BRANCH, ERNAKULAM BRANCH

NEAR HIGH COURT JUNCTION,CRYSTAL COMPLEX,BENARJEE ROAD ERNAKULAM 682031 KERALA

IFSC Code:
KOTAK MAHINDRA BANK LIMITED ERNAKULAM BRANCH

40 1021 AND 1022 GROUND FLOOR KANDAMKULATHY TOWERS M G ROAD ERNAKULAM 682011

IFSC Code: