Best Personal Loans in Hebbal, Bangalore
Hebbal at one point in time was considered as the Northern most part of Bangalore. However, this has quickly changed with places like Yelahanka and the likes now considered just round the corner. The Bangalore International Airport is approximately 30kms further north of Hebbal. The famous landmark around here is the Hebbal lake which is a great tourist attraction. Boating is one of the main attractions for children in this lake. Hebbal is strategically situated connecting the outer ring road as well as Bellary road. Bellary road is the state highway NH7 which goes all the way to Hyderabad.
Hebbal houses multiple education institutions such as Vidyaniketan, Atria Institute of technology and so on. There are also multiple hospitals in and around Hebbal especially the famous Baptist Hospital and Columbia Asia.
The areas surrounding Hebbal include Mathikere, Hennur, Jakkur, Yelahanka, Sadashivanagar and so on.
Personal loans in Bangalore are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Bangalore give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Bangalore such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Bangalore such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.